Lake County property record for 654 E 331st St, Eastlake, OH 44095
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,000 sqft · built 1939 |
| Lot Size | 0.189 acres (8,250 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $159,900 (Oct 2025) |
| Tax Bill | $2,577 (2024) |
| Deeds & Mortgages | Sep 2021 Mortgage Oct 2025 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 34-A-010-G-00-103-0 |
| Primary APN | 34-A-010-G-00-103-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,000 sqft Living Area |
| Gross Area | 1,120 sqft |
| 1st Floor Area | 1,000 sqft |
| Year Built | Built 1939 |
|---|---|
| Effective Year Built | Effective 1939 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,250 sqft (0.189 acres) |
| Lot Dimensions | 165 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 540 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 120 sqft |
| Deck Area | 120 sqft |
| Shed | 1 Shed |
| Shed Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 654 E 331ST ST |
|---|---|
| City | EASTLAKE |
| State | OH |
| Zip | 44095-2716 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1FM60 |
| Legal Description | LOT 5 & 6 TRACT 16 |
| Legal Subdivision | WILLOWICK PARK ALLOTMENT |
| Legal Tract | 16 |
| Legal Block | 1 |
| Legal Lot Number | 38 |
| Jurisdiction | LAKE OH |
| Township / Civil Division | EASTLAKE |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 206600 |
654 E 331st St is owned and occupied by two individuals who bought it in October 2025.
Source: Lake County records, as of August 31, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 654 E 331ST ST, EASTLAKE, OH 44095-2716 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Oct 30, 2025 | Warranty Deed, Transfer · Conventional Mortgage SYNERGY ONE LENDING |
| Jul 14, 2020 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Jul 16, 2018 | Loan Modification, Mortgage · Conventional Mortgage APEX BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 30, 2025 · Amount on File |
| Deed Sale | Oct 30, 2025 · Amount on File |
| Prior Sale | Sep 1, 2006 · Amount on File |
| Deed Document Number | 202524207 |
| Prior Transfer Date | Sep 19, 2000 |
| Prior Transfer Doc | 0000034643 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 654 E 331ST ST, EASTLAKE, OH 44095-2716 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000032583 |
|---|---|
| Date | Sep 16, 2021 |
| Instrument | 2021R032583 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 325 Months |
| Due | Oct 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Oct 30, 2025 |
| Property Address | 654 E 331ST ST, EASTLAKE, OH 44095-2716 |
| Document Number | 0000024207 |
| Map Reference | VOL D PG 43&44 |
| Instrument Date | Oct 20, 2025 |
| Instrument | 2025R024207 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 654 E 331ST ST, EASTLAKE, OH 44095-2716 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 654 E 331ST ST, EASTLAKE, OH 44095-2716 |
| Document Number | 0000024208 |
|---|---|
| Date | Oct 30, 2025 |
| Instrument | 2025R024208 |
| Name | SYNERGY ONE LENDING |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 654 E 331ST ST, EASTLAKE, OH 44095-2716 |
| Document Number | 0000019656 |
| Instrument Date | Jul 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 654 E 331ST ST EASTLAKE OH 440952716, EASTLAKE, OH 44095-2716 |
| Document Number | 0000019656 |
|---|---|
| Date | Jul 21, 2020 |
| Instrument | 19656 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 20, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 654 E 331ST ST, EASTLAKE, OH 44095-2716 |
| Document Number | 0000019689 |
| Instrument Date | Jul 16, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 13, 2018 |
| Name | Verified Name |
|---|---|
| Address | 654 E 331ST ST EASTLAKE OH 440952716, EASTLAKE, OH 44095-2716 |
| Document Number | 0000019689 |
|---|---|
| Date | Aug 6, 2018 |
| Instrument | 19689 |
| Name | APEX BK |
|---|---|
| Address | CAMDEN, TN 38320 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 24 Months |
| Due | Aug 5, 2020 |
| Rate | 6% |
|---|
Source: Lake County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lake County |
| Municipality | Eastlake City |
| Unified School District | Willoughby-Eastlake City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $46,860 (-) Land $13,970 Building $32,890 | $133,890 (-) Land $39,910 Building $93,980 | |
| 2024 | $2,577.00 (-20.27%) Homeowner's exemption | $46,860 (+40.09%) Land $13,970 Building $32,890 | $133,890 Land $39,910 Building $93,980 |
| 2023 | $3,232.00 (+49.77%) Homeowner's exemption | $33,450 (-) Land $11,110 Building $22,340 | |
| 2022 | $2,158.00 Homeowner's exemption | $33,450 Land $11,110 Building $22,340 | |
| 2021 | $95,560 Land $31,740 Building $63,820 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 654 E 331st St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Mar 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 654 E 331st St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE COUNTY WEST WATER SUBDISTRICT serves 78,379 people · EPA ID OH4302411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 449 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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