Passaic County and Paterson City property record for 654 E 28th St, Paterson, NJ 07504
| Property Type | Single Family Home |
|---|---|
| Details | 2,208 sqft |
| Lot Size | 0.08 acres (3,498 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $400,000 (Dec 2021) |
| Tax Bill | $10,318 (2025) |
| Deeds & Mortgages | Dec 2021 Sale & Mortgage Jan 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-03824-0000-00008 |
| Primary APN | 08-03824-0000-00008 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,208 sqft Living Area |
| Construction Type | Frame |
|---|---|
| Lot Area | 3,498 sqft (0.08 acres) |
| Lot Dimensions | 100 ft deep x 35 ft wide |
| Old Parcel Number | 08F0677000000016 |
|---|---|
| Street Address | 654 E 28TH ST |
| City | PATERSON |
| State | NJ |
| Zip | 07504-1831 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ADDITIONAL LOTS: P.652 E 28TH ST |
| Legal Block | 3824 |
| Legal Lot Number | 8 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | PATERSON |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 182400 |
Source: Passaic County and Paterson City records, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 654 E 28TH ST, PATERSON, NJ 07504-1831 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 28, 2021 | Bargain and Sale Deed, Transfer · Conventional Mortgage UNMB HOME LOANS INC |
| Jan 28, 2019 | Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Jan 15, 2020 | Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 28, 2021 · Amount on Record |
| Deed Sale | Dec 28, 2021 · Amount on Record |
| Prior Sale | Dec 31, 2015 · Amount on Record |
| Deed Document Number | 202179501 |
| Deed Book / Page | 4208 / 97 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Dec 28, 2021 |
| Property Address | 654 E 28TH ST, PATERSON, NJ 07504-1831 |
| Document Number | 0000079501 |
| Book / Page | D4208 / 97 |
| Instrument Date | Dec 17, 2021 |
| Instrument | 2021079501 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2022 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,400.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 144 LEXINGTON AVE, 144, PATERSON, NJ 07502-1809 |
| Name | Verified Name |
|---|---|
| Address | 654 E 28TH ST, PATERSON, NJ 07504-1831 |
| Document Number | 0000079502 |
|---|---|
| Date | Dec 28, 2021 |
| Instrument | 2021079502 |
| Name | UNMB HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 654 E 28TH ST, PATERSON, NJ 07504-1831 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | NEXTITLE |
| Name | Verified Name |
|---|
| Document Number | 0000004090 |
|---|---|
| Date | Jan 28, 2019 |
| Book Page | M15378/0068 |
| Instrument | 2019004090 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92808 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 654 E 28TH ST, PATERSON, NJ 07504-1831 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | VYLLA TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0000002554 |
|---|---|
| Date | Jan 15, 2020 |
| Book Page | M15944/0214 |
| Instrument | 2020002554 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 355 Months |
| Due | Aug 1, 2049 |
Source: Passaic County and Paterson City assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| Municipality | Paterson City |
| Unified School District | Paterson City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $535,200 (+176.73%) Land $254,500 Building $280,700 | $535,200 (+176.73%) Land $254,500 Building $280,700 | |
| 2025 | $10,318.00 (+4.71%) | $193,400 (-) Land $54,500 Building $138,900 | $193,400 (-) Land $54,500 Building $138,900 |
| 2024 | $9,854.00 (+9.77%) | ||
| 2023 | $193,400 Land $54,500 Building $138,900 | $193,400 Land $54,500 Building $138,900 | |
| 2022 | $8,977.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002 |
|---|---|
| Water Source | Surface water |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2021 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 732 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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