654 E 26th St, #656, Paterson, NJ 07504 Property Records

Passaic County and Paterson City property record for 654 E 26th St, #656, Paterson, NJ 07504

Property Summary

Property Type	Single Family Home
Details	1,708 sqft
Lot Size	0.064 acres (2,801 sqft)
Owner	2 Individual Names on File
Last Sale	$540,000 (Sep 2025)
Tax Bill	$8,963 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-03811-0000-00007`

Property Details

APN / Parcel Number

Primary APN	`08-03811-0000-00007`
Alternative APN	`08F0697000000018`

Interior

Stories	2 Stories
Building Area	1,708 sqft Living Area

Exterior

Construction Type	Frame
Lot Area	2,801 sqft (0.064 acres)
Lot Dimensions	100 ft deep x 28 ft wide

Location & Zoning

Old Parcel Number	08F0697000000018
Street Address	654 E 26TH ST, 656
City	PATERSON
State	NJ
Zip	07504
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ADDITIONAL LOTS: P.650 E 26TH ST
Legal Block	3811
Legal Lot Number	7
Jurisdiction	PASSAIC NJ
Township / Civil Division	PATERSON
Census Block Group	1
Census Block	1002
Census Tract	182400

Owner

654 E 26th St, #656 is owned and occupied by two individuals who bought it in September 2025.

Source: Passaic County and Paterson City records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	654 E 26TH ST, 656, PATERSON, NJ 07504
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2025	Deed, Transfer · FHA Mortgage GUARANTEED RATE INC
Mar 7, 2022	Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2025 · Amount on File
Deed Sale	Sep 26, 2025 · Amount on File
Prior Sale	Mar 7, 2022 · Amount on File
Deed Document Number	202532510
Deed Book / Page	4974 / 78
Record Updated	Sep 20, 2026

September 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	Sep 26, 2025
Property Address	654 E 26TH ST # 656, 656, PATERSON, NJ 07504
Document Number	0000032510
Book / Page	D4974 / 78
Instrument Date	Jul 17, 2025
Instrument	2025032510
Transaction Type	Transfer
Record Updated	Oct 27, 2025
Title Company	ATLAS TITLE, PALAIS TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,350.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	455 E 26TH ST, PATERSON, NJ 07514-1801

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	654 E 26TH ST # 656, 656, PATERSON, NJ 07504

Mortgage

Document Number	0000032511
Date	Sep 26, 2025
Instrument	2025032511

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Aug 1, 2055

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	Mar 7, 2022
Property Address	654-656 E 26TH ST, PATERSON, NJ 07504
Document Number	0000013760
Book / Page	D4259 / 153
Instrument Date	Jan 24, 2022
Instrument	2022013760
Transaction Type	Transfer
Record Updated	Apr 4, 2022
Title Company	SUNNYSIDE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$320.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12-36 RIVER RD, 12-36, FAIR LAWN, NJ 07410-1355

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	654 E 26TH ST # 656, 656, PATERSON, NJ 07504-1918

Mortgage

Document Number	0000013761
Date	Mar 7, 2022
Instrument	2022013761

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 654 E 26th St, #656 was $8,963, up 4.7% from the year before.

Source: Passaic County and Paterson City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
Municipality	Paterson City
Unified School District	Paterson City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$512,700 (+205.18%) Land $249,600 Building $263,100	$512,700 (+205.18%) Land $249,600 Building $263,100
2025	$8,963.00 (+4.71%)	$168,000 Land $51,000 Building $117,000	$168,000 Land $51,000 Building $117,000
2024	$8,560.00
2023		$168,000 Land $51,000 Building $117,000	$168,000 Land $51,000 Building $117,000
2022	$7,798.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 654 E 26th St, #656 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 654 E 26th St, #656 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002
Water Source	Surface water
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2021
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,097 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: AT&T, T-Mobile.

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