654 E 1400 N Rd, Flanagan, IL 61740 Property Records

Livingston County property record for 654 E 1400 N Rd, Flanagan, IL 61740

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,756 sqft · built 1899
Lot Size	1.66 acres (72,310 sqft)
Owner	2 Individual Names on File
Last Sale	$220,000 (Feb 2021)
Tax Bill	$5,922 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Feb 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-19-07-200-003`

Property Details

APN / Parcel Number

Primary APN	`19-19-07-200-003`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,756 sqft Living Area
Basement Area	84 sqft
Unfinished Basement	84 sqft

Exterior

Year Built	Built 1899
Effective Year Built	Effective 1899
Roof Material	Asphalt
Lot Area	72,310 sqft (1.66 acres)
Garage Type	Attached
Garage Area	528 sqft

Location & Zoning

Street Address	654 E 1400 NORTH RD
City	FLANAGAN
State	IL
Zip	61740-8910
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	19-07-200-003 S7 T27 R3 1.66 ACRES PT W1/2 NE BEG 260' E NW COR S250' E290' N250' W290' TO POB
Legal Range	03E
Legal Township	27N
Legal Section	07
Jurisdiction	LIVINGSTON IL
Township / Civil Division	WALDO
Census Block Group	3
Census Block	3217
Census Tract	960400

Owner

654 E 1400 N Rd is owned and occupied by two individuals who bought it in February 2021.

Source: Livingston County records, as of June 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	654 E 1400 NORTH RD, FLANAGAN, IL 61740-8910
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage STATE BANK OF GRAYMONT
Feb 17, 2021	Warranty Deed, Transfer · Conventional Mortgage STATE BANK OF GRAYMONT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 17, 2021 · Amount on File
Deed Sale	Feb 17, 2021 · Amount on File
Deed Document Number	2021788
Record Updated	Sep 20, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON IL
Property Address	654 E 1400 NORTH RD, FLANAGAN, IL 61740-8910
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R00966
Date	Mar 13, 2020
Instrument	2020R-00966

Lender

Name	STATE BANK OF GRAYMONT
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIVINGSTON IL
Recording Date	Feb 17, 2021
Property Address	654 E 1400 NORTH RD, FLANAGAN, IL 61740-8910
Document Number	2021R00788
Instrument Date	Jan 27, 2021
Instrument	2021R-00788
Transaction Type	Transfer
Record Updated	Jun 22, 2021
Title Company	WOODFORD COUNTY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	654 E 1400 NORTH RD, FLANAGAN, IL 61740-8910

Mortgage

Document Number	2021R00789
Date	Feb 17, 2021
Instrument	2021R-00789

Lender

Name	STATE BANK OF GRAYMONT

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 654 E 1400 N Rd was $5,922 with a homeowner's exemption.

Source: Livingston County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Livingston County
County Subdivision	Waldo Township
Unified School District	Flanagan-Cornell District 74 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,922.00	$80,953 Land $7,405 Building $73,548	$242,859 Land $22,215 Building $220,644

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 654 E 1400 N Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 654 E 1400 N Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	700 / 300
Graymont Cooperative Association Fixed Wireless	10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

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