Charleston County property record for 654 Daniel Whaley Dr, Charleston, SC 29412
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,876 (2025) |
| Deeds & Mortgages | Mar 2023 Construction Loan |
| Flood Zone | Zone AE (high risk) |
| APN | 340-01-00-095 |
| Primary APN | 340-01-00-095 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,861 sqft Living Area |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Lot Area | 13,068 sqft (0.3 acres) |
| Lot Dimensions | 113 ft deep x 109 ft wide |
| Street Address | 654 DANIEL WHALEY DR |
|---|---|
| City | CHARLESTON |
| State | SC |
| Zip | 29412-2643 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | DESCRIPTION -LOT 2D |
| Legal Lot Number | 2D |
| Jurisdiction | CHARLESTON SC |
| Township / Civil Division | JAMES ISLAND |
| Census Block Group | 3 |
| Census Block | 3043 |
| Census Tract | 1901 |
Source: Charleston County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 654 DANIEL WHALEY DR, CHARLESTON, SC 29412-2643 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Oct 10, 2007 |
| Transfer Doc | B641/0772 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | DANIEL WHALEY RD, CHARLESTON, SC 29412 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2023 |
| Title Company | WEEKS AND IRVINE LLC, WEEKS & IRVINE LLC |
| Name | Verified Name |
|---|
| Document Number | 0011710057 |
|---|---|
| Date | Mar 31, 2023 |
| Book Page | 1171/57 |
| Name | SOUTH STATE BANK NA |
|---|---|
| Type | Bank |
| Address | CHARLESTON, SC 29406 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.62% |
| Type Change Date | Apr 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 4.62% |
| Max Rate At Change | 8.62% |
| Index | 1-Year T-Bill |
| Max Rate | 12.6% |
Source: Charleston County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Charleston County |
| Unified School District | Charleston County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,876.00 (+730.09%) | $423,095 (+61,218.12%) Land $13,195 Building $409,900 | $535,000 (+436.07%) Land $125,100 Building $409,900 |
| 2024 | $226.00 (+6.6%) | $690 (-) | |
| 2022 | $212.00 | $690 | $99,800 (-) Land $99,800 |
| 2020 | $99,800 Land $99,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 212 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 339 units insured incl. 127 condo units |
| Nearby Flood Claims | 135 (1982–2026) |
| Claims Outside the SFHA | 29 of 135 |
| Most Recent Claim | Jun 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 86% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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