Adams County property record for 654 Curtis Dr, Gettysburg, PA 17325
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 1,290 sqft · built 1997 |
| Lot Size | 0.39 acres (16,988 sqft) |
| Owner | Individual Name on File |
| Last Sale | $335,000 (Sep 2025) |
| Tax Bill | $4,113 (2026) |
| Deeds & Mortgages | Jul 2018 Line of Credit Oct 2019 Refinance + 8 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 32 105-0124-000 |
| Primary APN | 32 105-0124-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,290 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Lot Area | 16,988 sqft (0.39 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Propane |
| Street Address | 654 CURTIS DR |
|---|---|
| City | GETTYSBURG |
| State | PA |
| Zip | 17325-8949 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SFR2 |
| Legal Lot Number | H-0654 |
| Jurisdiction | ADAMS PA |
| Township / Civil Division | MOUNT PLEASANT |
| Census Block Group | 4 |
| Census Block | 4041 |
| Census Tract | 30700 |
654 Curtis Dr is owned and occupied by an individual who bought it in September 2025.
Source: Adams County records, as of April 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 654 CURTIS DR, GETTYSBURG, PA 17325-8949 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 12, 2018 | Deed of Trust, Mortgage · Line of Credit PNC BANK |
| Oct 8, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance AMERISAVE MORTGAGE CORP |
| Aug 15, 2016 | Deed of Trust, Mortgage · Conventional Mortgage RELIANCE FIRST CAPITAL LLC |
| Nov 27, 2006 | Deed of Trust, Mortgage · ARM WELLS FARGO FINANCIAL PENNSYLVANIA INC |
| Aug 5, 2005 | Deed of Trust, Mortgage · Line of Credit BELCO COMMUNITY CU |
| Jun 6, 2006 | Deed of Trust, Mortgage · Line of Credit WELLS FARGO FINANCIAL BANK |
| Feb 3, 2006 | Deed of Trust, Mortgage COMMONWEALTH OF PENNSYLVANIA |
| Sep 9, 2025 | Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE VT LLC |
| Apr 30, 2024 | Deed of Trust, Mortgage · VA Mortgage FOOTE CAPITAL MORTGAGE CO |
| Nov 2, 2021 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 9, 2025 · Amount on File |
| Deed Sale | Sep 9, 2025 · Amount on File |
| Prior Sale | Apr 30, 2024 · Amount on File |
| Deed Book / Page | 7380 / 37 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS PA |
| Property Address | 654 CURTIS DR, GETTYSBURG, PA 17325-8949 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000006397/0000000551 |
|---|---|
| Date | Jul 12, 2018 |
| Book Page | 0000006397/0000000551 |
| Instrument | 201800007619 |
| Name | PNC BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 114 Months |
| Due | Jan 1, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS PA |
| Property Address | 654 CURTIS DR, GETTYSBURG, PA 17325-8949 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 006540/139 |
|---|---|
| Date | Oct 8, 2019 |
| Book Page | 6540/139 |
| Instrument | 201900011690 |
| Name | AMERISAVE MORTGAGE CORP |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Nov 1, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS PA |
| Property Address | 654 CURTIS DR, GETTYSBURG, PA 17325-8949 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 006170/628 |
|---|---|
| Date | Aug 15, 2016 |
| Book Page | 6170/628 |
| Name | RELIANCE FIRST CAPITAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | MELVILLE, NY 11747 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Sep 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS PA |
| Property Address | 654 CURTIS DR, GETTYSBURG, PA 17325-8949 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 004652/276 |
|---|---|
| Date | Nov 27, 2006 |
| Book Page | 4652/276 |
| Instrument | 04652_00276 |
| Name | WELLS FARGO FINANCIAL PENNSYLVANIA INC |
|---|---|
| Type | Subprime Lender |
| Address | YORK, PA 17404 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 18, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Min Rate At Change | 3.5% |
| Index | Prime Rate |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS PA |
| Property Address | 654 CURTIS DR, GETTYSBURG, PA 17325-8949 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 004074/197 |
|---|---|
| Date | Aug 5, 2005 |
| Book Page | 4074/197 |
| Instrument | 04074_00197 |
| Name | BELCO COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | HARRISBURG, PA 17101 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | Jul 30, 2015 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS PA |
| Property Address | 654 CURTIS DR, GETTYSBURG, PA 17325-8949 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 004442/119 |
|---|---|
| Date | Jun 6, 2006 |
| Book Page | 4442/119 |
| Instrument | 04442_00119 |
| Name | WELLS FARGO FINANCIAL BANK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS PA |
| Property Address | 654 CURTIS DR, GETTYSBURG, PA 17325-8949 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 004302/182 |
|---|---|
| Date | Feb 3, 2006 |
| Book Page | 4302/182 |
| Instrument | 04302_00182 |
| Name | COMMONWEALTH OF PENNSYLVANIA |
|---|---|
| Type | Government Agency |
| Address | HARRISBURG, PA 17101 |
| Amount | Amount on Record |
|---|---|
| Term | 179 Months |
| Due | Jan 28, 2021 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ADAMS PA |
| Recording Date | Sep 9, 2025 |
| Property Address | 654 CURTIS DR, GETTYSBURG, PA 17325-8949 |
| Document Number | 0007380/37 |
| Book / Page | 7380 / 37 |
| Instrument Date | Sep 5, 2025 |
| Transaction Type | Transfer |
| Record Updated | Apr 21, 2026 |
| Title Company | OLDE TOWNE TTL RECORDING ESC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,350.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 654 CURTIS DR, GETTYSBURG, PA 17325-8949 |
| Document Number | 0000738041 |
|---|---|
| Date | Sep 9, 2025 |
| Instrument | 7380/41 |
| Name | ROCKET MORTGAGE VT LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS PA |
| Property Address | 654 CURTIS DR, GETTYSBURG, PA 17325-8949 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2024 |
| Name | Verified Name |
|---|
| Document Number | 007201/560 |
|---|---|
| Date | Apr 30, 2024 |
| Book Page | 7201/560 |
| Name | FOOTE CAPITAL MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | 20 N HANOVER ST STE 201, CARLISLE, PA 17013 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2054 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ADAMS PA |
| Recording Date | Nov 2, 2021 |
| Property Address | 654 CURTIS DR, GETTYSBURG, PA 17325-8949 |
| Document Number | 006880/463 |
| Book / Page | 6880 / 463 |
| Map Reference | MB 4 PG 665 |
| Instrument Date | Oct 23, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jan 24, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $2,500.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 654 CUTTIS DRIVE, GETTYSBURG, PA 17325 |
The 2026 property tax bill for 654 Curtis Dr was $4,113, up 5.3% from the year before.
Source: Adams County assessment roll, as of April 21, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Adams County |
| County Subdivision | Mount Pleasant Township |
| Unified School District | Littlestown Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,113.00 (+5.27%) | $212,200 (+5.26%) Land $82,500 Building $129,700 | |
| 2025 | $3,907.00 (+7.81%) | $201,600 (+3.17%) Land $82,500 Building $119,100 | |
| 2024 | $3,624.00 (+1.97%) | $195,400 (-) Land $82,500 Building $112,900 | |
| 2023 | $3,554.00 | $195,400 Land $82,500 Building $112,900 | |
| 2010 | $212,200 Land $82,500 Building $129,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 654 Curtis Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2021) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 654 Curtis Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PA AMER WATER CO LAKE HERITAGE private · serves 1,648 people · EPA ID PA7010035 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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