654 Cross Rd, Goshen, NH 03752 Property Records

Sullivan County and Goshen Town property record for 654 Cross Rd, Goshen, NH 03752

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 912 sqft · built 1984
Lot Size	3.01 acres (131,116 sqft)
Owner	Individual Name on File
Last Sale	$50,000 (Jul 2026)
Tax Bill	$4,808 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Aug 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M:207 L:009=000`

Property Details

APN / Parcel Number

Primary APN	`M:207 L:009=000`
Alternative APN	`GOHN M:207 L:009-000`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	912 sqft Living Area
Gross Area	2,384 sqft
1st Floor Area	1,120 sqft
Basement Area	912 sqft
Unfinished Basement	912 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	131,116 sqft (3.01 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Street Address	654 CROSS RD
City	GOSHEN
State	NH
Zip	03752-3357
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDE
Legal Lot Number	9-0
Jurisdiction	GOSHEN TOWN NH
Township / Civil Division	GOSHEN
Census Block Group	2
Census Block	2009
Census Tract	975500

Owner

654 Cross Rd is owned by an individual who bought it in July 2026.

Source: Sullivan County and Goshen Town records, as of August 5, 2026

Owner of Record	Individual Name on File
Mailing Address	914 ROUTE 103, NEWBURY, NH 03255-5805
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2026	Warranty Deed, Transfer · Stand-Alone First Mortgage WATERSTONE MORTGAGE CORPORATION
Aug 10, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance HOME POINT FINANCIAL CORPORATION
Sep 20, 2019	Deed of Trust, Mortgage · Conventional with PMI DIGITAL EMP FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 16, 2026 · Amount on File
Deed Sale	Jul 16, 2026 · Amount on File
Prior Sale	Aug 5, 2013 · Amount on File
Deed Document Number	20263450
Deed Book / Page	2332 / 422
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GOSHEN TOWN NH
Recording Date	Jul 16, 2026
Property Address	654 CROSS RD, GOSHEN, NH 03752-3357
Document Number	0000003450
Book / Page	2332 / 422
Instrument Date	Jul 8, 2026
Instrument	20263450
Transaction Type	Transfer
Record Updated	Aug 5, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	914 ROUTE 103, NEWBURY, NH 03255-5805

Mortgage

Date	Jul 16, 2026

Lender

Name	WATERSTONE MORTGAGE CORPORATION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate	6.48%
Max Rate	-1%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GOSHEN TOWN NH
Property Address	654 CROSS RD, GOSHEN, NH 03752-3357
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002162-842
Date	Aug 10, 2021
Book Page	2162/842
Instrument	2105481

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GOSHEN TOWN NH
Property Address	654 CROSS RD, GOSHEN, NH 03752-3357
Document Number	0020830491
Instrument Date	Sep 20, 2019
Transaction Type	Mortgage
Record Updated	Oct 10, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	654 CROSS RD GOSHEN NH 037523357, GOSHEN, NH 03752-3357

Mortgage

Document Number	0020830491
Date	Sep 25, 2019
Book Page	002083/000491
Instrument	1904808

Lender

Name	DIGITAL EMP FCU
Type	Credit Union
Address	MARLBOROUGH, MA 01752

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 24, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 654 Cross Rd was $4,808, up 25% from the year before.

Source: Sullivan County and Goshen Town assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Sullivan County
County Subdivision	Goshen Town
Unified School District	Goshen School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,808.00 (+25.05%)	$320,770 (+94.55%) Land $150,100 Building $170,670
2024	$3,845.00 (+8.13%)	$164,880 (-) Land $53,000 Building $111,880
2023	$3,556.00 (-2.09%)	$164,880 (-) Land $53,000 Building $111,880
2022	$3,632.00	$164,880 Land $53,000 Building $111,880

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 654 Cross Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2005–2021)
Most Recent Claim	Jul 2021 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 654 Cross Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
NH Broadband Fiber	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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