654 Cranebrook Ct, Oviedo, FL 32766 Property Records

Seminole County property record for 654 Cranebrook Ct, Oviedo, FL 32766

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,997 sqft · built 1994
Lot Size	0.19 acres (8,304 sqft)
Owner	2 Individual Names on File
Last Sale	$103,900 (Jun 1994)
Tax Bill	$2,212 (2025)
Deeds & Mortgages	Nov 2016 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-21-32-501-0000-4880`

Property Details

APN / Parcel Number

Primary APN	`19-21-32-501-0000-4880`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,997 sqft Living Area
1st Floor Area	1,996 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1994
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,304 sqft
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Screened Porch
Porch Area	309 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	654 CRANEBROOK CT
City	OVIEDO
State	FL
Zip	32766-5062
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 488 RIVERSIDE AT TWIN RIVERS UNIT 2 PB 44 PGS 59 TO 64
Legal Range	32E
Legal Township	21S
Legal Section	19
Legal Subdivision	RIVERSIDE AT TWIN RIVERS UN 2
Legal Tract	501
Legal Lot Number	488
Jurisdiction	SEMINOLE FL
Township / Civil Division	OVIEDO
Census Block Group	1
Census Block	1013
Census Tract	21203

Owner

Source: Seminole County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	654 CRANEBROOK CT, OVIEDO, FL 32766-5062
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 23, 1994 · Amount on Record
Deed Sale	Jun 23, 1994 · Amount on Record
Deed Document Number	0278901336
Deed Book / Page	02789 / 01336
Record Updated	Jun 8, 2026

November 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	654 CRANEBROOK CT, OVIEDO, FL 32766-5062
Document Number	0088430400
Book / Page	008843 / 000400
Instrument Date	Nov 10, 2016
Transaction Type	Mortgage
Record Updated	Jan 25, 2017
Title Company	RAVENSWOOD TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	654 CRANEBROOK CT OVIEDO FL 327665062, OVIEDO, FL 32766-5062

Mortgage

Document Number	0088430400
Date	Jan 12, 2017
Book Page	008843/000400
Instrument	4299

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 11, 2032

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Municipality	Oviedo City
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,212.00 (+12.74%) Homeowner's exemption	$169,602 (+5.99%)	$407,313 (+0.9%) Land $95,000 Building $312,313
2023	$1,962.00 (+3.21%) Homeowner's exemption	$160,021 (+3%)	$403,682 (+7.75%) Land $109,000 Building $294,682
2022	$1,901.00 Homeowner's exemption	$155,360	$374,654 Land $83,000 Building $291,654

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 89 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	89 in force
Nearby Flood Claims	24 (1994–2024)
Claims Outside the SFHA	19 of 24
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Sep 2022 · 7 claims Hurricane Ian, Sep 2022 · 6 claims Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OVIEDO serves 47,933 people · EPA ID FL3590970
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 35