Bedford County property record for 654 Coop Rd, Bell Buckle, TN 37020
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,748 sqft · built 1964 |
| Lot Size | 2.99 acres (130,244 sqft) |
| Owner | Owner Name on Record |
| Last Sale | $130,500 (Jun 2014) |
| Tax Bill | $1,622 (2025) |
| Deeds & Mortgages | Mar 2022 Line of Credit Oct 2021 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 002022 03200 |
| Primary APN | 002022 03200 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,748 sqft Living Area |
| 1st Floor Area | 1,748 sqft |
| Attic Area | 1,768 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 130,244 sqft (2.99 acres) |
| Garage Type | Mixed |
| Garage Area | 1,260 sqft |
| Parking Spaces | 8 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 250 sqft |
| Deck Area | 247 sqft |
| Patio Area | 247 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Utility Building | 1 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 654 COOP RD |
|---|---|
| City | BELL BUCKLE |
| State | TN |
| Zip | 37020-4611 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 05, COUNTY AREA: H02 |
| Legal Subdivision | CLAGG JOSEPH & SHERRY PLAT |
| Legal Lot Number | 1 |
| Jurisdiction | BEDFORD TN |
| Township / Civil Division | 1 |
| Census Block Group | 2 |
| Census Block | 2030 |
| Census Tract | 950100 |
Source: Bedford County records, as of December 24, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 654 COOP RD, BELL BUCKLE, TN 37020-4611 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Mar 17, 2022 | Deed of Trust, Mortgage · Line of Credit CITIZENS TRI-COUNTY BANK |
| Oct 25, 2021 | Deed of Trust, Mortgage · Line of Credit CITIZENS TRI-COUNTY BANK |
| Apr 22, 2020 | Deed of Trust, Mortgage · Line of Credit CITIZENS TRI-CNTY BK |
| Last Sale | Jun 25, 2014 · Amount on Record |
|---|---|
| Deed Sale | Jun 25, 2014 · Amount on Record |
| Prior Sale | Aug 26, 2005 · Amount on Record |
| Deed Document Number | 14003272 |
| Deed Book / Page | D321 / 148 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD TN |
| Property Address | 654 COOP RD, BELL BUCKLE, TN 37020-4611 |
| Transaction Type | Mortgage |
| Record Updated | Mar 30, 2022 |
| Name | Verified Name |
|---|---|
| Address | 654 COOP RD, BELL BUCKLE, TN 37020-4611 |
| Document Number | 0TD1046343 |
|---|---|
| Date | Mar 17, 2022 |
| Book Page | TD1046/343 |
| Instrument | 22002318 |
| Name | CITIZENS TRI-COUNTY BANK |
|---|---|
| Type | Bank |
| Address | DECHERD, TN 37324 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Mar 8, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD TN |
| Property Address | 654 COOP RD, BELL BUCKLE, TN 37020-4611 |
| Transaction Type | Mortgage |
| Record Updated | Nov 4, 2021 |
| Name | Verified Name |
|---|---|
| Address | 654 COOP RD, BELL BUCKLE, TN 37020-4611 |
| Document Number | TD1029382 |
|---|---|
| Date | Oct 25, 2021 |
| Book Page | TD1029/382 |
| Instrument | 21009579 |
| Name | CITIZENS TRI-COUNTY BANK |
|---|---|
| Type | Bank |
| Address | DECHERD, TN 37324 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Oct 15, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD TN |
| Property Address | 654 COOP RD, BELL BUCKLE, TN 37020-4611 |
| Document Number | D3150 |
| Instrument Date | Apr 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 654 COOP RD BELL BUCKLE TN 370204611, BELL BUCKLE, TN 37020-4611 |
| Document Number | D3150 |
|---|---|
| Date | Apr 29, 2020 |
| Book Page | 000961/000317 |
| Instrument | 3150 |
| Name | CITIZENS TRI-CNTY BK |
|---|---|
| Type | Bank |
| Address | DECHERD, TN 37324 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Apr 28, 2030 |
| Rate Type | Adjustable Rate |
|---|
Source: Bedford County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Bedford County |
| Unified School District | Bedford County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,622.00 | $69,775 (-) Land $18,550 Building $51,225 | |
| 2023 | $69,775 Land $18,550 Building $51,225 | ||
| 2021 | $279,100 Land $74,200 Building $204,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 2, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2016) |
| Most Recent Claim | Jul 2016 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEDFORD COUNTY U.D. serves 23,641 people · EPA ID TN0000517 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Chlorine dioxide resolved · Aug 2023 Treatment failure resolved · Apr 2023 Haloacetic acids resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| United Communications Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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