654 Cold Run Rd, Millmont, PA 17845 Property Records

Union County property record for 654 Cold Run Rd, Millmont, PA 17845

Property Summary

Property Type	Rural Home
Details	3 bd · 3 ba · 1,789 sqft · built 2019
Lot Size	51.9 acres (2,263,813 sqft)
Owner	Individual Name on Record
Tax Bill	$8,294 (2026)
Deeds & Mortgages	Jul 2026 Line of Credit May 2026 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`007-008407`

Property Details

APN / Parcel Number

Primary APN	`007-008407`
Alternative APN	`007-101-019.00000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,789 sqft Living Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Lot Area	2,263,813 sqft (51.9 acres)
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	007-008407
Street Address	654 COLD RUN RD
City	MILLMONT
State	PA
Zip	17845-9111
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	AP
Jurisdiction	UNION PA
Township / Civil Division	LEWIS
Census Block Group	1
Census Block	1092
Census Tract	90202

Owner

Source: Union County records, as of April 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	654 COLD RUN RD, MILLMONT, PA 17845-9111
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2026	Deed of Trust, Mortgage · Line of Credit CENTRAL TRUST BANK
May 4, 2026	Deed of Trust, Mortgage · Line of Credit CENTRAL BANK AND TRUST
Apr 16, 2018	Deed of Trust, Mortgage · Commercial Mortgage MIFFLINBURG BANK & TRUST COMPANY
Apr 4, 2018	Deed of Trust, Mortgage · Commercial Mortgage MIFFLINBURG BANK & TRUST COMPANY
Apr 27, 2020	Deed of Trust, Mortgage · Line of Credit MIFFLINBURG BANK & TRUST COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION PA
Recording Date	Jul 14, 2026
Property Address	654 COLD RUN RD, MILLMONT, PA 17845-9111
Document Number	0000002369
Book / Page	3729 / 175
Instrument Date	Jul 7, 2026
Instrument	20262369
Transaction Type	Mortgage
Record Updated	Jul 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	654 COLD RUN RD, MILLMONT, PA 17845-9111

Mortgage

Document Number	0000002369,
Date	Jul 14, 2026
Book Page	3729/175
Instrument	20262369

Lender

Name	CENTRAL TRUST BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jul 7, 2031

Interest

Rate Type	Adjustable Rate
Rate	6.52%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION PA
Recording Date	May 4, 2026
Property Address	654 COLD RUN RD, MILLMONT, PA 17845-9111
Document Number	0000001363
Book / Page	3706 / 59
Instrument Date	Apr 29, 2026
Instrument	20261363
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	654 COLD RUN RD, MILLMONT, PA 17845-9111

Mortgage

Document Number	0000001363,
Date	May 4, 2026
Book Page	3706/59
Instrument	20261363

Lender

Name	CENTRAL BANK AND TRUST

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Apr 29, 2051

Interest

Rate Type	Adjustable Rate
Rate	6.46%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION PA
Property Address	654 COLD RUN RD, MILLMONT, PA 17845-9111
Transaction Type	Mortgage
Record Updated	May 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02877/0204
Date	Apr 16, 2018
Book Page	2877/0204
Instrument	201800001273

Lender

Name	MIFFLINBURG BANK & TRUST COMPANY
Type	Bank
Address	MIFFLINBURG, PA 17844

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Apr 4, 2023

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION PA
Property Address	654 COLD RUN RD, MILLMONT, PA 17845-9111
Transaction Type	Mortgage
Record Updated	May 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02874/0215
Date	Apr 4, 2018
Book Page	2874/0215
Instrument	201800001127

Lender

Name	MIFFLINBURG BANK & TRUST COMPANY
Type	Bank
Address	MIFFLINBURG, PA 17844

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Apr 4, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION PA
Property Address	654 COLD RUN RD, MILLMONT, PA 17845-9111
Transaction Type	Mortgage
Record Updated	May 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003073/188
Date	Apr 27, 2020
Book Page	3073/188
Instrument	202000001268

Lender

Name	MIFFLINBURG BANK & TRUST COMPANY
Type	Bank
Address	MIFFLINBURG, PA 17844

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Union County assessment roll, as of April 6, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Union County
County Subdivision	Lewis Township
Unified School District	Mifflinburg Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,294.00	$407,200 (-) Land $48,300 Building $358,900	$519,600 (-) Land $160,700 Building $358,900
2024	$8,294.00	$407,200 Land $48,300 Building $358,900
2006			$519,600 Land $160,700 Building $358,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 25, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2022)
Most Recent Claim	Feb 2022 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, as of December 31, 2025

Cell Coverage

5G (outdoors only) and 4G LTE

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