654 Chipmunk Ln, Big Bear Lake, CA 92315 Property Records

San Bernardino County property record for 654 Chipmunk Ln, Big Bear Lake, CA 92315

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 884 sqft · built 1948
Lot Size	0.188 acres (8,190 sqft)
Owner	2 Individual Names on File
Last Sale	$320,000 (Aug 2020)
Tax Bill	$4,992 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0306-141-04-0000`

Property Details

APN / Parcel Number

Primary APN	`0306-141-04-0000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	884 sqft Living Area
1st Floor Area	884 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1980
Architectural Style	Chalet/Alpine
Exterior Material	Other
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	8,190 sqft (0.188 acres)
Lot Dimensions	130 ft deep x 63 ft wide
Terrain	Above Road/Slope
View / Lot	Average
Porch	Patio/Porch
Porch Area	694 sqft
Patio Area	212 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	654 CHIPMUNK LN
City	BIG BEAR LAKE
State	CA
Zip	92315-2364
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT NO 2740 NORTH ESTATES SUB NO 7 LOT 4 BLK K
Legal Subdivision	NORTH ESTATE SUBDIVISION #7
Legal Tract	2740
Legal Block	K
Legal Lot Number	4
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	BIG BEAR
Census Block Group	1
Census Block	1021
Census Tract	11206

Owner

654 Chipmunk Ln is owned by two individuals who bought it in August 2020.

Source: San Bernardino County records, as of October 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	652 WESTBOURNE ST, LA JOLLA, CA 92037-5450
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2020 · Amount on File
Deed Sale	Aug 3, 2020 · Amount on File
Prior Sale	Oct 16, 2015 · Amount on File
Deed Document Number	2020268606
Prior Transfer Date	Feb 4, 2013
Prior Transfer Doc	0000281254
Record Updated	Oct 29, 2026

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Aug 3, 2020
Property Address	654 CHIPMUNK LN, BIG BEAR LAKE, CA 92315
Document Number	0000268606
Map Reference	MB 38 PG 46
Instrument Date	Jul 14, 2020
Instrument	2020-0268606
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	WFG TITLE COMPANY OF CA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	652 WESTBOURNE ST, LA JOLLA, CA 92037-5450

Mortgage

Document Number	0000268607
Date	Aug 3, 2020
Instrument	2020-0268607

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 654 Chipmunk Ln was $4,992.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Big Bear Lake City
County	San Bernardino County
Unified School District	Bear Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$353,306 (+2%) Land $70,662 Building $282,644
2025	$4,992.00	$346,378 Land $69,276 Building $277,102
2023	$4,663.00 (+4.58%)	$332,928 Land $66,586 Building $266,342
2022	$4,459.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 654 Chipmunk Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2004–2019)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 654 Chipmunk Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BIG BEAR LAKE DWP - BIG BEAR SYSTEM serves 26,164 people · EPA ID CA3610044
Water Source	Groundwater
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20