Caldwell County property record for 654 Chestnut St, Hudson, NC 28638
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,040 sqft · built 1969 |
| Lot Size | 0.99 acres (43,120 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $100,000 (Sep 2007) |
| Tax Bill | $1,270 (2025) |
| Deeds & Mortgages | Jan 2024 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03 22 1 14 |
| Primary APN | 03 22 1 14 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,040 sqft Heated Area |
| Gross Area | 1,696 sqft |
| 1st Floor Area | 1,040 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Asbestos |
| Lot Area | 43,120 sqft (0.99 acres) |
| Lot Dimensions | 280 ft deep x 154 ft wide |
| Garage Type | Carport |
| Garage Area | 353 sqft |
| Carport | Carport |
| Carport Area | 353 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 112 sqft |
| Deck Area | 128 sqft |
| Patio Area | 128 sqft |
| Storage Building | Storage Building |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 134414 |
|---|---|
| Street Address | 654 CHESTNUT ST |
| City | HUDSON |
| State | NC |
| Zip | 28638-2514 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 1654 PG 616 YR 07 ST 200.00 |
| Legal Subdivision | CECIL J STARNES & S MOORE PROP |
| Jurisdiction | CALDWELL NC |
| Township / Civil Division | HUDSON |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 30600 |
Source: Caldwell County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 654 CHESTNUT ST, HUDSON, NC 28638-2514 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 10, 2007 · Amount on Record |
| Deed Sale | Sep 10, 2007 · Amount on Record |
| Deed Book / Page | 1654 / 616 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL NC |
| Property Address | 654 CHESTNUT ST, HUDSON, NC 28638-2514 |
| Transaction Type | Mortgage |
| Record Updated | Feb 29, 2024 |
| Title Company | ACCURATE GROUP, ACCURATE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 0021010434 |
|---|---|
| Date | Jan 22, 2024 |
| Book Page | 2101/434 |
| Instrument | 10092202 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | 502 E MARKET ST, GREENWOOD, DE 19950 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 19, 2039 |
Source: Caldwell County assessment roll, as of July 22, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Caldwell County |
| Municipality | Hudson Town |
| Unified School District | Caldwell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,270.00 (+67.99%) | $160,500 (+65.98%) Land $20,000 Building $140,500 | $160,500 (+65.98%) Land $20,000 Building $140,500 |
| 2023 | $96,700 (-) Land $20,000 Building $76,700 | $96,700 (-) Land $20,000 Building $76,700 | |
| 2022 | $756.00 | $96,700 Land $20,000 Building $76,700 | $96,700 Land $20,000 Building $76,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2004) |
| Most Recent Claim | May 2004 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LENOIR serves 26,388 people · EPA ID NC0114010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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