654 Cherry Tree Rd, Upper Chichester (Aston), PA 19014 Property Records

Delaware County property record for 654 Cherry Tree Rd, Upper Chichester, PA 19014

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,617 sqft · built 1964
Lot Size	2.15 acres (93,959 sqft)
Owner	Individual Name on File
Last Sale	$179,000 (Oct 2018)
Tax Bill	$7,400 (2026)
Deeds & Mortgages	Oct 2022 Line of Credit Feb 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-00-00710-04`

Property Details

APN / Parcel Number

Primary APN	`09-00-00710-04`
Alternative APN	`09-08-077:000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,617 sqft Living Area
1st Floor Area	1,617 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	93,959 sqft
Lot Dimensions	468 ft deep x 196 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0908077000
Street Address	654 CHERRY TREE RD
City	UPPER CHICHESTER
State	PA
Zip	19014-2408
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1 STY HSE GAR 196 X 468 X IRR
Legal Subdivision	PLAN MADE BY G D HOUTMAN & SON
Legal Block	90
Jurisdiction	DELAWARE PA
Township / Civil Division	UPPER CHICHESTER
Census Block Group	1
Census Block	1000
Census Tract	406801

Owner

654 Cherry Tree Rd is owned and occupied by an individual who bought it in October 2018.

Source: Delaware County records, as of May 28, 2026

Owner of Record	Individual Name on File
Mailing Address	654 CHERRY TREE RD, UPPER CHICHESTER, PA 19014-2408
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Feb 9, 2022	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA
Oct 3, 2018	Deed, Transfer · Conventional Mortgage CITIZENS BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2018 · Amount on File
Deed Sale	Oct 3, 2018 · Amount on File
Deed Document Number	201848381
Deed Book / Page	6231 / 280
Prior Transfer Date	Apr 2, 1998
Prior Transfer Doc	0000022176
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE PA
Property Address	654 CHERRY TREE RD, UPPER CHICHESTER, PA 19014-2408
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	654 CHERRY TREE RD, UPPER CHICHESTER, PA 19014-2408

Mortgage

Document Number	0068662530
Date	Oct 17, 2022
Book Page	6866/2530
Instrument	2022054521

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Sep 22, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE PA
Property Address	654 CHERRY TREE RD, UPPER CHICHESTER, PA 19014-2408
Transaction Type	Mortgage
Record Updated	Feb 23, 2022
Title Company	HERITAGE LAND TRANSFER

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0067995828
Date	Feb 9, 2022
Book Page	6799/5828
Instrument	2022009437

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

October 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	DELAWARE PA
Recording Date	Oct 3, 2018
Property Address	654 CHERRY TREE RD, UPPER CHICHESTER, PA 19014-2408
Document Number	0062310280
Book / Page	06231 / 0280
Instrument Date	Sep 28, 2018
Instrument	2018048381
Transaction Type	Transfer
Record Updated	Nov 11, 2021
Title Company	CHADDS FORD ABSTRACT INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,580.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	654 CHERRY TREE RD, UPPER CHICHESTER, PA 19014-2408

Mortgage

Document Number	2018048382
Date	Oct 3, 2018
Instrument	2018048382

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 654 Cherry Tree Rd was $7,400 with a homeowner's exemption.

Source: Delaware County assessment roll, as of May 28, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Delaware County
County Subdivision	Upper Chichester Township
Unified School District	Chichester School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,400.00 Homeowner's exemption	$199,910 Land $68,280 Building $131,630	$199,910 Land $68,280 Building $131,630
2024		$199,910 Land $68,280 Building $131,630
2023	$6,272.00 Homeowner's exemption
2021			$199,910 (-)
2020			$199,910

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 654 Cherry Tree Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 654 Cherry Tree Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTER WATER AUTHORITY serves 140,437 people · EPA ID PA1230004
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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