Yavapai County property record for 654 Cherry Dr, Prescott, AZ 86303 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1,125 sqft · built 1958 |
| Lot Size | 0.48 acres (20,909 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $155,000 (Jul 2011) |
| Tax Bill | $518 (2025) |
| Deeds & Mortgages | May 2022 Reverse Mortgage May 2022 Reverse Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 108-09-029 |
| Primary APN | 108-09-029 |
|---|---|
| Alternative APNs |
|
| Total Rooms | 6 Rooms |
|---|---|
| Stories | 1 Story |
| Building Area | 1,125 sqft Living Area |
| Gross Area | 1,425 sqft |
| 1st Floor Area | 1,125 sqft |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Ranch |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Composition Shingle |
| Lot Area | 20,909 sqft (0.48 acres) |
| Garage Type | Attached |
| Garage Area | 300 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 108090290 |
|---|---|
| Street Address | 654 CHERRY DR |
| City | PRESCOTT |
| State | AZ |
| Zip | 86303-4902 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CORTEZ PARK N2 OF LOT 7 BLK D AP5 |
| Legal Range | 02W |
| Legal Township | 13 |
| Legal Section | 05 |
| Legal Subdivision | CORTEZ PARK |
| Legal Block | D |
| Legal Lot Number | 7 |
| Jurisdiction | YAVAPAI AZ |
| Township / Civil Division | PRESCOTT |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 1104 |
Source: Yavapai County records · APN 108-09-029
Assessment roll updated April 29, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 654 CHERRY DR, PRESCOTT, AZ 86303-4902 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| May 16, 2022 | Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC |
| May 16, 2022 | Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC |
| Sep 11, 2019 | Deed of Trust, Mortgage · FHA Mortgage AMERICAN FIN'L NTWK INC |
| Sep 11, 2019 | Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 12, 2011 · Amount on Record |
| Deed Sale | Jul 12, 2011 · Amount on Record |
| Prior Sale | Nov 29, 2005 · Amount on Record |
| Deed Document Number | 201136429 |
| Deed Book / Page | 4822 / 436 |
| Last Transfer Date | Jun 26, 2013 |
| Transfer Doc | 20130039789 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YAVAPAI AZ |
| Property Address | 654 CHERRY DR, PRESCOTT, AZ 86303-4902 |
| Transaction Type | Mortgage |
| Record Updated | Apr 20, 2026 |
| Title Company | EMPIRE TITLE, EMPIRE WEST TITLE |
| Name | Verified Name |
|---|---|
| Address | 654 CHERRY DR, PRESCOTT, AZ 86303-4902 |
| Document Number | 0000030707 |
|---|---|
| Date | May 16, 2022 |
| Instrument | 2022-0030707 |
| Name | FINANCE OF AMERICA REVERSE LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | TULSA, OK 74133 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 890 Months |
| Due | Jul 29, 2096 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.06% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jul 01, 2022 |
| Change Frequency | Monthly |
| Index | 1-Year CMT |
| Max Rate | 9.06% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YAVAPAI AZ |
| Property Address | 654 CHERRY DR, PRESCOTT, AZ 86303-4902 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2022 |
| Title Company | EMPIRE TITLE, EMPIRE WEST TITLE |
| Name | Verified Name |
|---|---|
| Address | 654 CHERRY DR, PRESCOTT, AZ 86303-4902 |
| Document Number | 0000030707 |
|---|---|
| Date | May 16, 2022 |
| Instrument | 2022-0030707 |
| Name | FINANCE OF AMERICA REVERSE LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | TULSA, OK 74133 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 890 Months |
| Due | Jul 29, 2096 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.06% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jul 01, 2022 |
| Change Frequency | Monthly |
| Index | 1-Year CMT |
| Max Rate | 9.06% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YAVAPAI AZ |
| Property Address | 654 CHERRY DR, PRESCOTT, AZ 86303-4902 |
| Document Number | 0000049944 |
| Instrument Date | Sep 11, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 04, 2019 |
| Title Company | FNC TITLE SERVICES, FNC TITLE SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 654 CHERRY DR PRESCOTT AZ 863034902, PRESCOTT, AZ 86303-4902 |
| Document Number | 0000049944 |
|---|---|
| Date | Sep 20, 2019 |
| Instrument | 49944 |
| Name | AMERICAN FIN'L NTWK INC |
|---|---|
| Address | FLINT, MI 48501-2026 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 924 Months |
| Due | Sep 19, 2096 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.94% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YAVAPAI AZ |
| Property Address | 654 CHERRY DR, PRESCOTT, AZ 86303-4902 |
| Document Number | 0000049945 |
| Instrument Date | Sep 11, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 04, 2019 |
| Title Company | FNC TITLE SERVICES, FNC TITLE SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 654 CHERRY DR PRESCOTT AZ 863034902, PRESCOTT, AZ 86303-4902 |
| Document Number | 0000049945 |
|---|---|
| Date | Sep 20, 2019 |
| Instrument | 49945 |
| Name | FEDERAL HSNG COMMISSIONER |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 924 Months |
| Due | Sep 19, 2096 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.94% |
Source: Yavapai County records · Assessment roll updated April 29, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Arizona |
| County | Yavapai County |
| Municipality | Prescott City |
| Unified School District | Prescott Unified District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2027 | $33,672 (+1.17%) | $336,720 (+1.17%) Land $142,597 Building $194,123 | |
| 2026 | $33,282 (+5.29%) | $332,818 (+5.29%) Land $126,236 Building $206,582 | |
| 2025 | $518.00 (-7.66%) | $31,609 Land $11,519 Building $20,090 | $316,092 Land $115,189 Building $200,903 |
| 2022 | $561.00 |
Source: FEMA National Flood Hazard Layer, Yavapai County (04025C), updated September 30, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Moderate above 40% of the US · above 33% of Arizona |
|---|---|
| Wildfire Likelihood | About 1 in 2,326 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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