Polk County property record for 654 Cessna St, Independence, OR 97351
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,396 sqft · built 1975 |
| Lot Size | 0.318 acres (13,829 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $499,000 (Jul 2025) |
| Tax Bill | $4,029 (2025) |
| Deeds & Mortgages | Jul 2025 Sale & Mortgage Apr 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08420-AA-00300 |
| Primary APN | 08420-AA-00300 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,396 sqft Living Area |
| Gross Area | 2,596 sqft |
| 1st Floor Area | 1,396 sqft |
| Utility Room | Utility Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 13,829 sqft (0.318 acres) |
| Garage Area | 1,200 sqft |
| Parking Spaces | 10 Parking Spaces |
| Patio Area | 289 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Water Source | Commercial |
| Account Number | 199340 |
|---|---|
| Street Address | 654 CESSNA ST |
| City | INDEPENDENCE |
| State | OR |
| Zip | 97351-9603 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSA |
| Legal Description | INDEPENDENCE AIRPARK LOT 3 BLOCK 1 |
| Legal Range | 4W |
| Legal Township | 08S |
| Legal Section | 20 |
| Legal Subdivision | INDEPENDENCE AIRPARK |
| Legal Block | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | POLK OR |
| Township / Civil Division | MONMOUTH-INDEPENDENCE |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 20303 |
Source: Polk County records, as of May 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 654 CESSNA ST, INDEPENDENCE, OR 97351-9603 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jul 25, 2025 | Warranty Deed, Transfer · FHA Mortgage NOVUS HOME MORTGAGE |
| Apr 12, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY CU |
| Jan 31, 2022 | Bargain and Sale Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 25, 2025 · Amount on Record |
| Deed Sale | Jul 25, 2025 · Amount on Record |
| Deed Document Number | 20255650 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK OR |
| Recording Date | Jul 25, 2025 |
| Property Address | 654 CESSNA ST, INDEPENDENCE, OR 97351-9603 |
| Document Number | 0000005650 |
| Instrument Date | Jul 17, 2025 |
| Instrument | 2025-005650 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2026 |
| Title Company | AMERITITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 654 CESSNA ST, INDEPENDENCE, OR 97351-9603 |
| Document Number | 0000005651 |
|---|---|
| Date | Jul 25, 2025 |
| Instrument | 2025-005651 |
| Name | NOVUS HOME MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK OR |
| Property Address | 654 CESSNA ST, INDEPENDENCE, OR 97351-9603 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2022 |
| Title Company | FIRST AMERICAN |
| Name | Verified Name |
|---|
| Document Number | 0000004491 |
|---|---|
| Date | Apr 12, 2022 |
| Instrument | 2022-004491 |
| Name | FIRST COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | COQUILLE, OR 97423 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Apr 11, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | POLK OR |
| Recording Date | Jan 31, 2022 |
| Property Address | 654 CESSNA ST, INDEPENDENCE, OR 97351-9603 |
| Document Number | 0000001357 |
| Instrument Date | Jan 11, 2022 |
| Instrument | 2022-001357 |
| Transaction Type | Transfer |
| Record Updated | Feb 9, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 654 CESSNA ST, INDEPENDENCE, OR 97351-9603 |
Source: Polk County assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Oregon |
| County | Polk County |
| Municipality | Independence City |
| Unified School District | Central School District 13J (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $227,400 (+3%) Land $63,780 Building $163,620 | $506,680 (+1.93%) Land $160,000 Building $346,680 | |
| 2025 | $4,029.00 (+3.79%) | $220,780 (+3%) Land $61,920 Building $158,860 | $497,080 (+5.5%) Land $160,000 Building $337,080 |
| 2024 | $3,882.00 (-2.49%) | $214,350 (+3%) Land $60,120 Building $154,230 | $471,170 (+3.41%) Land $147,100 Building $324,070 |
| 2023 | $3,981.00 (+8.92%) | $208,110 (+3%) Land $58,360 Building $149,750 | $455,640 (+11.06%) Land $141,300 Building $314,340 |
| 2022 | $3,655.00 | $202,050 Land $56,660 Building $145,390 | $410,250 Land $149,300 Building $260,950 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 2 (1996) |
| Most Recent Claim | Feb 1996 · High Winds, Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Oregon |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDEPENDENCE WATER SYSTEM serves 10,300 people · EPA ID OR4100399 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2022 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Copper | 1.45 mg/L (2021–2023) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Willamette Valley Fiber Fiber | 2,500 / 2,500 |
| Spectrum Cable | 1,000 / 1,000 |
| Alyrica Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Hunter Communications Fixed Wireless | 200 / 20 |
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