Middlesex County and Holliston Town property record for 654 Central St, Holliston, MA 01746
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,254 sqft · built 1977 |
| Lot Size | 2.2 acres (95,832 sqft) |
| Owner | Individual Name on File |
| Last Sale | $383,000 (Feb 2017) |
| Tax Bill | $10,211 (2025) |
| Deeds & Mortgages | Oct 2024 Mortgage Nov 2020 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | M:009 B:0004 L:063 |
| Primary APN | M:009 B:0004 L:063 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,254 sqft Living Area |
| 1st Floor Area | 1,223 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Contemporary |
| Exterior Material | Wood Siding |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 95,832 sqft (2.2 acres) |
| Garage Type | Detached |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Street Address | 654 CENTRAL ST |
|---|---|
| City | HOLLISTON |
| State | MA |
| Zip | 01746-2411 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 40 |
| Legal Block | 4 |
| Legal Lot Number | 630 |
| Jurisdiction | HOLLISTON MA |
| Township / Civil Division | HOLLISTON |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 387100 |
654 Central St is owned and occupied by an individual who bought it in February 2017.
Source: Middlesex County and Holliston Town records, as of July 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 654 CENTRAL ST, HOLLISTON, MA 01746-2411 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 30, 2024 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) COOPERATIVE BANK |
| Nov 30, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance COOPERATIVE BANK |
| Feb 22, 2017 | Quit Claim Deed, Transfer COOPERATIVE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 22, 2017 · Amount on File |
| Deed Sale | Feb 22, 2017 · Amount on File |
| Prior Sale | Aug 10, 2012 · Amount on File |
| Deed Book / Page | 68922 / 122 |
| Transfer Doc | 068922-122 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOLLISTON MA |
| Property Address | 654 CENTRAL ST, HOLLISTON, MA 01746-2411 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 083410-139 |
|---|---|
| Date | Oct 30, 2024 |
| Book Page | 83410/139 |
| Instrument | 123324 |
| Name | COOPERATIVE BANK |
|---|---|
| Type | Bank |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Nov 1, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOLLISTON MA |
| Property Address | 654 CENTRAL ST, HOLLISTON, MA 01746-2411 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 76283-127 |
|---|---|
| Date | Nov 30, 2020 |
| Book Page | 76283/127 |
| Instrument | 224613 |
| Name | COOPERATIVE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HOLLISTON MA |
| Recording Date | Feb 22, 2017 |
| Property Address | 654 CENTRAL ST, HOLLISTON, MA 01746-2411 |
| Document Number | 68922-122 |
| Book / Page | 68922 / 122 |
| Instrument | 27685 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $73.04 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 689220126 |
|---|---|
| Date | Feb 22, 2017 |
| Instrument | 68922/0126 |
| Name | COOPERATIVE BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Feb 22, 2047 |
The 2025 property tax bill for 654 Central St was $10,211.
Source: Middlesex County and Holliston Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Holliston Town |
| Unified School District | Holliston School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,211.00 | $697,000 Land $296,400 Building $400,600 | $584,630 (+1.95%) |
| 2024 | $573,420 | ||
| 2023 | $8,718.00 | $566,100 Land $248,000 Building $318,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 654 Central St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 12 (2001–2010) |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 654 Central St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLLISTON WATER DEPARTMENT serves 15,139 people · EPA ID MA2136000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2017 Haloacetic acids resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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