Black Hawk County property record for 654 Cedar Bend St, Waterloo, IA 50703
| Property Type | Warehouse, Storage |
|---|---|
| Details | 7,378 sqft · built 1932 |
| Lot Size | 0.45 acres (19,599 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $5,236 (2025) |
| Deeds & Mortgages | Nov 2020 Sale & Line of Credit |
| Flood Zone | Zone X (reduced by levee) |
| APN | 8913-15-177-019 |
| Primary APN | 8913-15-177-019 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 7,378 sqft Gross Area |
| 1st Floor Area | 7,378 sqft |
| Interior Walls | Unfinished |
| Overhead Door | Overhead Door |
| Year Built | Built 1932 |
|---|---|
| Effective Year Built | Effective 1932 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Fire Resistance | Wood or Wood & Steel Frame |
| Roof Material | Rolled Roofing |
| Lot Area | 19,599 sqft (0.45 acres) |
| Lot Dimensions | 139 ft deep x 141 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 654 CEDAR BEND ST |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50703-1608 |
| Property Category | Industrial |
| Property Type | Industrial > Warehouse, Storage |
| Legal Description | FIRST ADDITION TO CEDAR BEND WATERLOO ALL LOT 1 EXC E 126 FT |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 15 |
| Legal Subdivision | FIRST ADDITION TO CEDAR BEND |
| Legal Lot Number | 1 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 1600 |
Source: Black Hawk County records, as of September 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 654 CEDAR BEND ST, WATERLOO, IA 50703-1608 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Nov 9, 2020 |
| Property Address | 654 CEDAR BEND ST, WATERLOO, IA 50703-1608 |
| Document Number | 202100010099 |
| Instrument Date | Nov 6, 2020 |
| Instrument | 202100010099 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $240.80 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 654 CEDAR BEND ST, WATERLOO, IA 50703-1608 |
| Document Number | 202100010100 |
|---|---|
| Date | Nov 9, 2020 |
| Instrument | 202100010100 |
| Name | CEDAR FALLS COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Nov 10, 2040 |
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,236.00 (-3.5%) | $202,750 (+2.75%) Land $29,400 Building $173,350 | $202,750 (+2.75%) Land $29,400 Building $173,350 |
| 2024 | $5,426.00 (+66.95%) | ||
| 2023 | $197,320 (+33.32%) Land $29,400 Building $167,920 | $197,320 (+33.32%) Land $29,400 Building $167,920 | |
| 2022 | $3,250.00 | $148,000 Land $19,600 Building $128,400 | |
| 2021 | $148,000 Land $19,600 Building $128,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (1978–1980) |
| Most Recent Claim | Jun 1980 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 76% of Iowa |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GigFire, Nextlink.
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