654 Cedar Ave, Chula Vista, CA 91910 Property Records

San Diego County property record for 654 Cedar Ave, Chula Vista, CA 91910

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,560 sqft · built 1950
Lot Size	0.179 acres (7,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$470,000 (Nov 2019)
Tax Bill	$4,359 (2025)
Deeds & Mortgages	May 2021 Mortgage Nov 2019 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`572-141-10-00`

Property Details

APN / Parcel Number

Primary APN	`572-141-10-00`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Building Area	1,560 sqft Living Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Lot Area	7,800 sqft (0.179 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	4 Parking Spaces

Location & Zoning

Street Address	654 CEDAR AVE
City	CHULA VISTA
State	CA
Zip	91910-5331
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 14 TR 002526
Legal Subdivision	KENWOOD VILLAGE
Legal Tract	002526
Legal Block	4
Legal Lot Number	14
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	4
Census Block	4003
Census Tract	13000

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	654 CEDAR AVE, CHULA VISTA, CA 91910-5331
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
May 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 15, 2019	Affidavit of Death, Transfer LAWYERS TITLE
Nov 15, 2019	Affidavit of Death, Transfer LAWYERS TITLE
Nov 15, 2019	Grant Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 15, 2019 · Amount on Record
Deed Sale	Nov 15, 2019 · Amount on Record
Deed Document Number	2019530740
Prior Transfer Date	Sep 25, 2019
Prior Transfer Doc	0000530740
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	654 CEDAR AVE, CHULA VISTA, CA 91910-5331
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	654 CEDAR AVE, CHULA VISTA, CA 91910-5331

Mortgage

Document Number	0000405401
Date	May 28, 2021
Instrument	2021-0405401

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

November 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 15, 2019
Property Address	654 CEDAR AVE, CHULA VISTA, CA 91910-5331
Document Number	0000530739
Instrument Date	Sep 25, 2019
Instrument	530739
Transaction Type	Transfer
Record Updated	Nov 22, 2019
Title Company	LAWYERS TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	654 CEDAR AVE CHULA VISTA CA 919105331, CHULA VISTA, CA 91910-5331

November 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 15, 2019
Property Address	654 CEDAR AVE, CHULA VISTA, CA 91910-5331
Document Number	0000530738
Instrument Date	Sep 25, 2019
Instrument	530738
Transaction Type	Transfer
Record Updated	Nov 22, 2019
Title Company	LAWYERS TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	654 CEDAR AVE CHULA VISTA CA 919105331, CHULA VISTA, CA 91910-5331

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 15, 2019
Property Address	654 CEDAR AVE, CHULA VISTA, CA 91910-5331
Document Number	0000530740
Instrument Date	Sep 25, 2019
Instrument	530740
Transaction Type	Transfer
Record Updated	Nov 22, 2019
Title Company	LAWYERS TITLE SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$517.00
Amount Accuracy	Full Value

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	654 CEDAR AVE CHULA VISTA CA 919105331, CHULA VISTA, CA 91910-5331

Mortgage

Document Number	530741
Date	Nov 15, 2019
Instrument	530741

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 14, 2049

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Chula Vista City
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$371,326 (+2%) Land $212,450 Building $158,876
2025	$4,359.00 (+5.09%)	$364,046 (+4.04%) Land $208,285 Building $155,761
2023	$4,148.00 (+2.95%)	$349,911 Land $200,198 Building $149,713
2022	$4,029.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SWEETWATER AUTHORITY serves 184,915 people · EPA ID CA3710025
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 594 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	1,000 / 75
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Wyyerd Connect.

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