654 Cayuga Dr, Winter Springs, FL 32708 Property Records

Seminole County property record for 654 Cayuga Dr, Winter Springs, FL 32708

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,411 sqft · built 1986
Lot Size0.358 acres (15,597 sqft)
Owner2 Individual Names on Record
Last Sale$157,500 (Apr 1987)
Tax Bill$3,738 (2025)
Flood ZoneZone X (minimal risk)
APN08-21-31-5HS-0000-0940

Property Details

APN / Parcel Number

Primary APN08-21-31-5HS-0000-0940

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area2,411 sqft Living Area
1st Floor Area2,411 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeFooting
Roof TypeCathedral/Clerestory
Roof MaterialComposition Shingle
Lot Area15,597 sqft
Garage Area522 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Screened Porch
Porch Area416 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address654 CAYUGA DR
CityWINTER SPRINGS
StateFL
Zip32708-5603
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 94 TUSCAWILLA UNIT 14A PB 32 PGS 21 TO 24
Legal Range31E
Legal Township21S
Legal Section08
Legal SubdivisionTUSCAWILLA
Legal Lot Number94
Legal Unit14
JurisdictionSEMINOLE FL
Township / Civil DivisionOVIEDO
Census Block Group3
Census Block3014
Census Tract21313

Owner

Source: Seminole County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address654 CAYUGA DR, WINTER SPGS, FL 32708-5603
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 1, 1987 · Amount on Record
Deed SaleApr 1, 1987 · Amount on Record
Deed Document Number0001837722
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySeminole County
MunicipalityWinter Springs City
Unified School DistrictSeminole County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,738.00 (+9.01%) Homeowner's exemption$265,623 (+5.99%)$555,145 (+15.1%) Land $150,000 Building $405,145
2023$3,429.00 (+3%) Homeowner's exemption$250,618 (+3%)$482,324 (+9.13%) Land $140,000 Building $342,324
2022$3,329.00 Homeowner's exemption$243,318$441,991 Land $120,000 Building $321,991

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 30 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies30 in force
Nearby Flood Claims1 (2021)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER SPRINGS, CITY OF (3 WPS)
serves 34,657 people · EPA ID FL3590879
Water SourceGroundwater
Last State InspectionApr 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
WOW Internet, Cable & Phone
Fiber
5,000 / 5,000
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 35

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