654 Cascade Ln, Todd, NC 28684 Property Records

Watauga County property record for 654 Cascade Ln, Todd, NC 28684 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	1 Beds
Bathrooms	2 Baths
Architecture Style	Conventional
Year Built	Built 1982
Square Footage	1,200 sqft Living Area
Lot Size	217,800 sqft (5 acres)
Last Sale	$300,000 (2025)
Tax Bill	$877.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`2924-16-6920-000`
Alternative APN	`1752198`

Interior

Bedrooms	1 Beds
Full Baths	2 Baths
Plumbing Fixtures	18 Plumbing Fixtures
Total Rooms	4 Rooms
Building Area	1,200 sqft Living Area
1st Floor	1,120 sqft 1st Floor
Basement Area	1,120 sqft Basement
Finished Basement	1,120 sqft Finished
Unfinished Basement	1,120 sqft Unfinished
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Conventional Style
Exterior Material	Wood Exterior
Construction Type	Frame Construction
Roof Material	Metal Roof
Lot Area	217,800 sqft (5 acres)
Patio Area	628 sqft Patio

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating
Heating Fuel	Electric Heating Fuel
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	1752198
Street Address	654 CASCADE LN
City	TODD
State	NC
Zip	28684-9010
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	T-1 ROBERT RAGSDALE HEIRS
Legal Tract	1
Jurisdiction	WATAUGA NC
Minor Civil Division	BALD MOUNTAIN
Census Blockgroup	1
Census Block	1021
Census Tract	920100

Owner

Source: Watauga County records · APN 2924-16-6920-000

Assessment roll updated December 2, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	314 S 12TH AVE, SAINT CHARLES, IL 60174-3116
Owner Type	Owner is a Company
Vesting	Owner is a Trust, Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 02, 2025 · Amount on Record
Deed Sale	Sep 02, 2025 · Amount on Record
Prior Sale	Sep 22, 2014 · Amount on Record
Deed Doc Number	2025753017
Deed Book / Page	2448 / 254
Record Refreshed	Sep 20, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Sep 02, 2025
Property Address	654 CASCADE LN, TODD, NC 28684-9010
Document Number	0024480254
Book / Page	2448 / 254
Map Reference	MB 17 PG 402
Instrument Date	Aug 28, 2025
Instrument	753017
Transaction Type	Transfer
Record Updated	Sep 25, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$600.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	107 SPRING COVE DR, CARY, NC 27511-7217

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 S 12TH AVE, SAINT CHARLES, IL 60174-3116

Mortgage

Document Number	0000753018
Date	Sep 02, 2025
Instrument	753018

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2055

Tax Assessment & Valuation

Source: Watauga County records · Assessment roll updated December 2, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Watauga County
Unified School District	Watauga County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$877.00	$196,500 (-) Land $51,300 Building $145,200
2024		$196,500 (-) Land $51,300 Building $145,200	$196,500 Land $51,300 Building $145,200
2023		$196,500 Land $51,300 Building $145,200

Flood & Wildfire

654 Cascade Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · Watauga County (37189C), updated May 17, 2024

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Moderate 40th percentile of exposed land nationally · 58th in North Carolina
Wildfire Likelihood	Moderate — about 1 in 1,587 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.