654 Blue Water Dr, Moon, VA 23119 Property Records

Mathews County property record for 654 Blue Water Dr, Moon, VA 23119

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,417 sqft · built 1988
Lot Size0.526 acres (22,950 sqft)
OwnerIndividual Name on Record
Last Sale$222,000 (May 2022)
Tax Bill$1,433 (2026)
Deeds & MortgagesMay 2022 Sale & Mortgage
Apr 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN21C-3-12

Property Details

APN / Parcel Number

Primary APN21C-3-12

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,417 sqft Living Area
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Architectural StyleSplit Level
Roof TypeGable
Roof MaterialAsphalt
Lot Area22,950 sqft (0.526 acres)
Garage TypeAttached
Garage Area484 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Street Address654 BLUE WATER DR
CityMOON
StateVA
Zip23119-2150
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionAC .000 B 0000/
Legal Lot Number12
JurisdictionMATHEWS VA
Township / Civil DivisionWESTVILLE
Census Block Group2
Census Block2020
Census Tract951302

Owner

Source: Mathews County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address654 BLUE WATER DR, MOON, VA 23119-2150
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 9, 2022Deed, Transfer · Conventional Mortgage
ATLANTIC BAY MORTGAGE GROUP LLC
Apr 30, 2019Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 9, 2022 · Amount on Record
Deed SaleMay 9, 2022 · Amount on Record
Deed Document Number2022778
Record UpdatedSep 20, 2026

May 2022: Deed, Transfer

Document TypeDeed
JurisdictionMATHEWS VA
Recording DateMay 9, 2022
Property Address654 BLUE WATER DR, MOON, VA 23119-2150
Document Number0220000778
Map ReferenceMB 8 PG 66
Instrument DateApr 8, 2022
Instrument220000778
Transaction TypeTransfer
Record UpdatedFeb 13, 2023
Title CompanyREPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$111.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address654 BLUE WATER DR, MOON, VA 23119-2150

Mortgage

Document Number0220000779
DateMay 9, 2022
Instrument220000779
Lender
NameATLANTIC BAY MORTGAGE GROUP LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2052

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMATHEWS VA
Property Address654 BLUE WATER DR, MOON, VA 23119-2150
Transaction TypeMortgage
Record UpdatedMay 14, 2019

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number190000502
DateApr 30, 2019
Instrument190000502
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMay 1, 2034

Tax Assessment & Valuation

Source: Mathews County assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyMathews County
Unified School DistrictMathews County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,433.00$231,200 (-) Land $60,000 Building $171,200
2025$1,433.00 (+10.74%)
2023$1,294.00$231,200 Land $60,000 Building $171,200$231,200 Land $60,000 Building $171,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 29, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 139 policies
Nearby Flood Policies139 in force
Nearby Flood Claims13 (2003–2009)
Most Recent ClaimNov 2009 · tidal / storm surge
Claims by Event
  • Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 6 claims
  • Hurricane Isabel, Sep 2003 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Breezeline
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Blue Water Dr

Nearby Streets

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