Clay County property record for 654 Birch Ln, Moorhead, MN 56560
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.19 acres (8,400 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $130,000 (Nov 2014) |
| Tax Bill | $3,190 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 58.531.1930 |
| Primary APN | 58.531.1930 |
|---|
| Lot Area | 8,400 sqft (0.19 acres) |
|---|
| Street Address | 654 BIRCH LN |
|---|---|
| City | MOORHEAD |
| State | MN |
| Zip | 56560-3227 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISIONNAME MORNINGSIDE ADD SUBDIVISIONCD 58531 LOT 2 7 |
| Legal Range | 48 |
| Legal Township | 139 |
| Legal Section | 09 |
| Legal Subdivision | MORNINGSIDE ADD |
| Legal Block | 7 |
| Legal Lot Number | 2 |
| Jurisdiction | CLAY MN |
| Township / Civil Division | MOORHEAD |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 30400 |
654 Birch Ln is owned and occupied by two individuals who bought it in November 2014.
Source: Clay County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 654 BIRCH LN, MOORHEAD, MN 56560-3227 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 5, 2014 · Amount on File |
| Deed Sale | Nov 5, 2014 · Amount on File |
| Deed Document Number | 2014739260 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 654 Birch Ln was $3,190 with a homeowner's exemption.
Source: Clay County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Clay County |
| Municipality | Moorhead City |
| Unified School District | Moorhead Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,190.00 Homeowner's exemption | $211,600 (+3.62%) Land $43,600 Building $168,000 | $211,600 (+3.62%) Land $43,600 Building $168,000 |
| 2025 | $204,200 Land $43,200 Building $161,000 | $204,200 Land $43,200 Building $161,000 | |
| 2023 | $2,850.00 Homeowner's exemption | $193,800 Land $43,200 Building $150,600 | $193,800 Land $43,200 Building $150,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 654 Birch Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 654 Birch Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 89% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Moorhead serves 44,583 people · EPA ID MN1140008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 9 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable · Fixed Wireless in parts of the area | 2,000 / 350 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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