Alameda County property record for 654 Alvarado Rd, Berkeley, CA 94705
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,187 sqft · built 1995 |
| Lot Size | 0.204 acres (8,900 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $11,508 (2025) |
| Deeds & Mortgages | May 2020 Mortgage Dec 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 48H-7607-29 |
| Primary APN | 48H-7607-29 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 3,187 sqft Living Area |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 8,900 sqft (0.204 acres) |
| Terrain | Steep |
| Parking Spaces | 3 Parking Spaces |
| Sewer | Municipal |
|---|---|
| Water Source | Commercial |
| Street Address | 654 ALVARADO RD |
|---|---|
| City | BERKELEY |
| State | CA |
| Zip | 94705-1556 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 00029 BLK: AR: 048H PAGE: 7607 |
| Legal Subdivision | HOTEL CLAREMONT MAP 02 |
| Legal Block | 7 |
| Legal Lot Number | 5 |
| Jurisdiction | ALAMEDA CA |
| Township / Civil Division | OAKLAND |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 400100 |
Source: Alameda County records, as of August 5, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 654 ALVARADO RD, BERKELEY, CA 94705-1556 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| May 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UBS BANK USA |
| Dec 14, 2017 | Deed of Trust, Mortgage UBS BK USA |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Oct 15, 1997 |
| Transfer Doc | 0000309775 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALAMEDA CA |
| Property Address | 654 ALVARADO RD, BERKELEY, CA 94705-1556 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | BOSTON NATIONAL TTL AGCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0000122396 |
|---|---|
| Date | May 28, 2020 |
| Instrument | 2020122396 |
| Name | UBS BANK USA |
|---|---|
| Type | Bank |
| Address | SALT LAKE CITY, UT 84111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Type Change Date | Jun 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.25% |
| Index | 1-Year LIBOR |
| Max Rate | 8.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALAMEDA CA |
| Property Address | 654 ALVARADO RD, BERKELEY, CA 94705-1556 |
| Document Number | 0000280150 |
| Instrument Date | Dec 14, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 9, 2018 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 654 ALVARADO RD BERKELEY CA 947051556, BERKELEY, CA 94705-1556 |
| Document Number | 0000280150 |
|---|---|
| Date | Dec 20, 2017 |
| Instrument | 280150 |
| Name | UBS BK USA |
|---|---|
| Type | Bank |
| Address | 299 S MAIN ST # 2275, SALT LAKE CITY, UT 84111-2370 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Dec 19, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
Source: Alameda County assessment roll, as of August 5, 2026
| Type | Name |
|---|---|
| State | California |
| County | Alameda County |
| Municipality | Oakland City |
| Unified School District | Oakland Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $747,739 (+1.05%) Land $169,269 Building $585,470 | ||
| 2025 | $11,508.00 (-0.24%) Homeowner's exemption | $739,943 (+4.04%) Land $165,951 Building $573,992 | |
| 2023 | $11,536.00 Homeowner's exemption | $711,213 Land $159,507 Building $551,706 | $2,592,270 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 6 (1978–2016) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Jan 2016 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 79% of California |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Unwired Fixed Wireless | 300 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| Etheric Networks Fixed Wireless | 250 / 100 |
May also be available: GeoLinks, T-Mobile.
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