654 Alpine Ln, Westminster, MD 21157 Property Records

Carroll County property record for 654 Alpine Ln, Westminster, MD 21157

Property Summary

Property Type	Exempt (Full or Partial)
Details	3 ba · 1,132 sqft · built 1989
Lot Size	1.12 acres (48,787 sqft)
Owner	2 Individual Names on File
Last Sale	$120,900 (Jun 1989)
Tax Bill	$120 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-100086`

Property Details

APN / Parcel Number

Primary APN	`07-100086`
Alternative APNs	`7100086` `100086`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,132 sqft Total Area
Basement Area	900 sqft
Finished Basement	900 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	48,787 sqft (1.12 acres)
Deck Area	192 sqft
Patio Area	210 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	100086
Street Address	654 ALPINE LN
City	WESTMINSTER
State	MD
Zip	21157-5970
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Local Zoning Code	R-200
Legal Description	LT 32 - 1.12 ACS ALPINE LN 29-125 SEC 2 HARRINGTON PLT A
Legal Subdivision	HARRINGTON SEC 02
Legal Lot Number	32
Jurisdiction	CARROLL MD
Township / Civil Division	7, WESTMINSTER
Census Block Group	3
Census Block	3024
Census Tract	507802

Owner

Source: Carroll County records · APN 07-100086

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	654 ALPINE LN, WESTMINSTER, MD 21157-5970
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 02, 2022	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jan 09, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Mar 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 30, 1989 · Amount on Record
Deed Sale	Jun 30, 1989 · Amount on Record
Prior Sale	Sep 14, 1988 · Amount on Record
Deed Book / Page	1155 / 894
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	654 ALPINE LN, WESTMINSTER, MD 21157-5970
Transaction Type	Mortgage
Record Updated	Feb 15, 2022
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0106570443
Date	Feb 02, 2022
Book Page	10657/443

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	351 Months
Due	May 01, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	654 ALPINE LN, WESTMINSTER, MD 21157-5970
Document Number	0095480230
Instrument Date	Jan 09, 2020
Transaction Type	Mortgage
Record Updated	Feb 12, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	654 ALPINE LN WESTMINSTER MD 211575970, WESTMINSTER, MD 21157-5970

Mortgage

Document Number	0095480230
Date	Jan 24, 2020
Book Page	009548/000230

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 23, 2050

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	654 ALPINE LN, WESTMINSTER, MD 21157-5970
Document Number	0092520001
Instrument Date	Mar 12, 2019
Transaction Type	Mortgage
Record Updated	Apr 09, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	654 ALPINE LN WESTMINSTER MD 211575970, WESTMINSTER, MD 21157-5970

Mortgage

Document Number	0092520001
Date	Mar 28, 2019
Book Page	009252/000001

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 27, 2034

Tax Assessment & Valuation

Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$362,500 (+18%) Land $131,200 Building $231,300	$362,500 (+18%) Land $131,200 Building $231,300
2025	$120.00 (-96.54%)
2023	$3,471.00 Disabled Person's exemption Veteran's exemption	$307,200 Land $131,200 Building $176,000	$307,200 Land $131,200 Building $176,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 11, 2016 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2015–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2024 · other causes

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Based on FCC filings for 43 locations within half a mile of this property.

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