654 Alice Rae Cir, Galt, CA 95632 Property Records

Sacramento County property record for 654 Alice Rae Cir, Galt, CA 95632

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,304 sqft · built 1992
Lot Size	0.137 acres (5,954 sqft)
Owner	2 Trust Names on File
Last Sale	$210,000 (May 2014)
Tax Bill	$2,957 (2025)
Deeds & Mortgages	Nov 2025 Transfer May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`150-0142-087-0000`

Property Details

APN / Parcel Number

Primary APN	`150-0142-087-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,304 sqft Living Area
1st Floor Area	1,304 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	L-Shape
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	5,954 sqft (0.137 acres)
Garage Area	495 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	654 ALICE RAE CIR
City	GALT
State	CA
Zip	95632-1576
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	VICTORIAN PARK, LOT 69
Legal Subdivision	VICTORIAN PARK
Legal Lot Number	69
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	1
Census Block	1005
Census Tract	9503

Owner

654 Alice Rae Cir is owner-occupied and held in a trust since May 2017.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	2 Trust Names on File
Mailing Address	654 ALICE RAE CIR, GALT, CA 95632-1576
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2025	Intrafamily Transfer, Transfer
May 17, 2017	Grant Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 2, 2014 · Amount on File
Deed Sale	May 2, 2014 · Amount on File
Prior Sale	Sep 26, 2013 · Amount on File
Deed Book / Page	20140502 / 803
Last Transfer Date	May 10, 2017
Transfer Doc	0000000014
Record Updated	Oct 29, 2026

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Nov 18, 2025
Property Address	654 ALICE RAE CIR, GALT, CA 95632-1576
Document Number	0000000252
Map Reference	MB 203 MAP 8
Instrument Date	Nov 6, 2025
Instrument	202511180252
Transaction Type	Transfer
Record Updated	Dec 3, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	654 ALICE RAE CIR, GALT, CA 95632-1576
Investor	Possibly a Property Investor

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	May 17, 2017
Property Address	654 ALICE RAE CIR, GALT, CA 95632-1576
Document Number	5170000000014
Book / Page	20170517 / 0014
Map Reference	MB 203 MAP 8
Instrument Date	May 10, 2017
Transaction Type	Transfer
Record Updated	Aug 5, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	654 ALICE RAE CIR, GALT, CA 95632-1576
Investor	Possibly a Property Investor

Mortgage

Document Number	201705170015
Date	May 17, 2017
Instrument	20170517/0015

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 654 Alice Rae Cir was $2,957, up 4.5% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Galt City
Elementary School District	Galt Joint Union Elementary School District (KG - 08)
Secondary School District	Galt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$269,531 (+2%) Land $75,015 Building $194,516
2025	$2,957.00 (+4.52%) Homeowner's exemption	$264,247 Land $73,545 Building $190,702
2024	$2,829.00 (+1.76%)
2023	$2,780.00 (+4.28%) Homeowner's exemption	$253,988 Land $70,690 Building $183,298
2022	$2,666.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 654 Alice Rae Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 654 Alice Rae Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GALT serves 26,536 people · EPA ID CA3410011
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Verizon.

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