654 7th Ave, Swarthmore, PA 19081 Property Records

Delaware County property record for 654 7th Ave, Swarthmore, PA 19081

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,862 sqft · built 1951
Lot Size0.185 acres (8,059 sqft)
Owner2 Individual Names on Record
Last Sale$137,000 (Sep 1996)
Tax Bill$9,629 (2026)
Deeds & MortgagesSep 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APN38-05-00977-05

Property Details

APN / Parcel Number

Primary APN38-05-00977-05
Alternative APN
  • 38-18-560:000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,862 sqft Living Area
1st Floor Area1,464 sqft
Basement Area398 sqft
Finished Basement398 sqft

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1951
Architectural StyleSplit Level
Exterior MaterialAsbestos
Lot Area8,059 sqft (0.185 acres)
Lot Dimensions111 ft deep x 55 ft wide
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number3818560000
Street Address654 7TH AVE
CitySWARTHMORE
StatePA
Zip19081-2524
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS/L HSE GAR 55 X 111
Legal SubdivisionW A CLARKS CO
Legal Block81
JurisdictionDELAWARE PA
Township / Civil DivisionRIDLEY
Census Block Group2
Census Block2007
Census Tract404101

Owner

Source: Delaware County records, as of May 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address654 7TH AVE, SWARTHMORE, PA 19081-2524
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 4, 1996 · Amount on Record
Deed SaleSep 4, 1996 · Amount on Record
Deed Document Number199654852
Deed Book / Page1509 / 2229
Record UpdatedSep 20, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDELAWARE PA
Property Address654 7TH AVE, SWARTHMORE, PA 19081-2524
Transaction TypeMortgage
Record UpdatedSep 28, 2023
Title CompanyACCURATE GROUP, ACCURATE GROUP LLC OH

Transferred To (Grantee/Buyer)

NameVerified Name
Address654 7TH AVE, SWARTHMORE, PA 19081-2524

Mortgage

Document Number0069290277
DateSep 7, 2023
Book Page6929/277
Instrument2023031558
Lender
NameFRANKLIN MINT FCU
TypeCredit Union
AddressCHADDS FORD, PA 19317
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueSep 15, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Delaware County assessment roll, as of May 28, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyDelaware County
County SubdivisionRidley Township
Unified School DistrictRidley School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$9,629.00 (+16.86%)$248,140 (-) Land $76,910 Building $171,230$248,140 (-) Land $76,910 Building $171,230
2024$248,140 Land $76,910 Building $171,230
2023$8,240.00 Homeowner's exemption
2021$248,140 (-)
2020$248,140

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2010)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.4% of Pennsylvania
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAQUA PA MAIN SYSTEM
private · serves 822,600 people · EPA ID PA1460073
Water SourceSurface water
Last State InspectionMar 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Nov 2024
E. coli
resolved · Jul 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting27
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 543 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
AT&T
Fixed Wireless
100 / 20

May also be available: T-Mobile.

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