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654 65th St, Oakland, CA 94609 Property Records

Alameda County property record for 654 65th St, Oakland, CA 94609

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,660 sqft · built 1912
Lot Size0.076 acres (3,320 sqft)
OwnerCompany Name on Record
Last Sale$593,000 (Jun 2014)
Tax Bill$11,163 (2025)
Deeds & MortgagesAug 2020 Mortgage
May 2019 Transfer
Flood ZoneZone X (minimal risk)
APN16-1426-8

Property Details

APN / Parcel Number

Primary APN16-1426-8
Alternative APN
  • 016-1426-008-00

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories2 Stories
Building Area1,660 sqft Living Area

Exterior

Year BuiltBuilt 1912
Effective Year BuiltEffective 1926
Architectural StyleL-Shape
Construction TypeWood
Lot Area3,320 sqft (0.076 acres)

Location & Zoning

Street Address654 65TH ST
CityOAKLAND
StateCA
Zip94609-1035
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT: 00008 BLK: AR: 0016 PAGE: 1426
Legal SubdivisionIDORA PARK
Legal Lot Number29
JurisdictionALAMEDA CA
Township / Civil DivisionOAKLAND
Census Block Group1
Census Block1005
Census Tract400500

Owner

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address654 65TH ST, OAKLAND, CA 94609-1035
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Aug 25, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
May 20, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 4, 2014 · Amount on Record
Deed SaleJun 4, 2014 · Amount on Record
Prior SaleAug 19, 2013 · Amount on Record
Deed Document Number2014134726
Last Transfer DateFeb 4, 2019
Transfer Doc0000093029
Record UpdatedOct 29, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALAMEDA CA
Property Address654 65TH ST, OAKLAND, CA 94609-1035
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySTEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address654 65TH ST, OAKLAND, CA 94609-1035

Mortgage

Document Number0000208671
DateAug 25, 2020
Instrument2020208671
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2050

May 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionALAMEDA CA
Recording DateMay 20, 2019
Property Address654 65TH ST, OAKLAND, CA 94609-1035
Document Number0000093029
Instrument DateFeb 4, 2019
Instrument93029
Transaction TypeTransfer
Record UpdatedJun 5, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address654 65TH ST OAKLAND CA 946091035, OAKLAND, CA 94609-1035

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyAlameda County
MunicipalityOakland City
Unified School DistrictOakland Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$734,438 (+1.04%) Land $222,431 Building $519,007
2025$11,163.00 (-1.19%) Homeowner's exemption$726,904 (+4.04%) Land $218,071 Building $508,833
2023$11,297.00 Homeowner's exemption$698,684 Land $209,605 Building $489,079$1,037,610

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1998)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST BAY MUD
serves 1,468,000 people · EPA ID CA0110005
Water SourceSurface water
Last State InspectionDec 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,130 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Sonic Telecom
Fiber		1,000 / 1,000
Unwired
Fixed Wireless		300 / 25
Verizon
Fixed Wireless		300 / 20
Etheric Networks
Fixed Wireless		250 / 100
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area		100 / 20

May also be available: GeoLinks, Google Fiber.

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