654 64th St, Des Moines, IA 50312 Property Records

Polk County property record for 654 64th St, Des Moines, IA 50312

Property Summary

Property TypeSingle Family Home
Details3 bd · 4 ba · 908 sqft · built 1952
Lot Size0.809 acres (35,282 sqft)
OwnerIndividual Name on File
Last Sale$370,000 (Oct 2021)
Tax Bill$7,028 (2024)
Deeds & MortgagesOct 2021 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN7825-02-326-014

Property Details

APN / Parcel Number

Primary APN7825-02-326-014
Alternative APN
  • 090/03198-000-000

Interior

Bedrooms3 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area908 sqft Living Area
Gross Area2,608 sqft
1st Floor Area908 sqft
Basement Area1,216 sqft
Finished Basement1,100 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1952
Architectural StyleRanch
Exterior MaterialWood Siding
Foundation TypeBlock
Roof TypeHip
Roof MaterialAsphalt
Lot Area35,282 sqft (0.809 acres)
Garage TypeAttached
Garage Area308 sqft
Parking Spaces1 Parking Space
Deck Area168 sqft
Patio Area260 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
SewerConnected

Location & Zoning

Street Address654 64TH ST
CityDES MOINES
StateIA
Zip50312-1003
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description-EX A TRI PC BEG 3 F W NE COR & RUNNING TO SW COR LOT 12- LOT 13 JANETS WOODS
Legal Range25W
Legal Township78N
Legal Section2
Legal SubdivisionJANETS WOODS
Legal Lot Number12,13
JurisdictionPOLK IA
Township / Civil DivisionWALNUT
Census Block Group4
Census Block4003
Census Tract3002

Owner

654 64th St is owned and occupied by an individual who bought it in October 2021.

Source: Polk County records, as of October 15, 2025

Owner of RecordIndividual Name on File
Mailing Address654 64TH ST, DES MOINES, IA 50312-1003
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 7, 2021 · Amount on File
Deed SaleOct 7, 2021 · Amount on File
Prior SaleMay 13, 2021 · Amount on File
Deed Document Number2021-00106593
Deed Book / Page18796 / 151
Record UpdatedJun 8, 2026

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK IA
Recording DateOct 7, 2021
Property Address654 64TH ST, DES MOINES, IA 50312-1003
Document Number202100106593
Book / Page18796 / 151
Instrument DateOct 5, 2021
Instrument2021-00106593
Transaction TypeTransfer
Record UpdatedOct 19, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$591.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address654 64TH ST, DES MOINES, IA 50312-1003

Mortgage

Document Number202100106595
DateOct 7, 2021
Instrument2021-00106595
Lender
NameCENTRAL TRUST BANK
TypeBank
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2051

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

TypeName
StateIowa
CountyPolk County
MunicipalityDes Moines City
Unified School DistrictDes Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$387,200 Land $84,300 Building $302,900$387,200 Land $84,300 Building $302,900
2024$7,028.00
2023$346,900 Land $74,400 Building $272,500$346,900 Land $74,400 Building $272,500
2020$5,264.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 654 64th St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies8 in force
Nearby Flood Claims23 (1982–2019)
Claims Outside the SFHA3 of 23
Most Recent ClaimAug 2019 · rainfall accumulation
Claims by Event
  • Severe Storms, Flooding, And Tornadoes, Aug 2010 · 2 claims
  • Severe Storms, Tornadoes, And Flooding, Jun 2008 · 3 claims
  • Severe Storms & Flooding, Aug 1993 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 654 64th St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 65% of Iowa
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDES MOINES WATER WORKS
serves 246,055 people · EPA ID IA7727031
Water SourcePurchased surface water from CIWW (DMWW)
Last State InspectionMay 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · May 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber · DSL in parts of the area
8,000 / 8,000
Google Fiber
Fiber
8,000 / 8,000
Mediacom Xtream
Cable · Fiber in parts of the area
2,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Metronet.

Nearby Properties on 64th St

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