654 40th St, Richmond, CA 94805 Property Records

Contra Costa County property record for 654 40th St, Richmond, CA 94805 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 981 sqft · built 1942
Lot Size	0.087 acres (3,800 sqft)
Owner	2 Company Names on File
Last Sale	$385,000 (Mar 2016)
Tax Bill	$7,977 (2025)
Deeds & Mortgages	Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`518-070-014-7`

Property Details

APN / Parcel Number

Primary APN	`518-070-014-7`
Alternative APN	`518-070-014`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	981 sqft Living Area
1st Floor Area	981 sqft

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1980
Exterior Material	Wood Siding
Construction Type	Frame
Lot Area	3,800 sqft (0.087 acres)
Garage Area	220 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	654 40TH ST
City	RICHMOND
State	CA
Zip	94805-1810
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GRAND VIEW TERRACE LOT 25 POR 24 BLK 17
Legal Subdivision	GRAND VIEW TERRACE
Legal Block	17
Legal Lot Number	25
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	3
Census Block	3010
Census Tract	371000

Owner

Source: Contra Costa County records · APN 518-070-014-7

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	1070 OAK HILL RD, LAFAYETTE, CA 94549-3145
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 21, 2016 · Amount on Record
Deed Sale	Mar 21, 2016 · Amount on Record
Prior Sale	Dec 01, 2015 · Amount on Record
Deed Document Number	201647963
Last Transfer Date	May 19, 2025
Transfer Doc	0000049806
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	654 40TH ST, RICHMOND, CA 94805-1810
Document Number	0000155471
Instrument Date	Jul 21, 2020
Transaction Type	Mortgage
Record Updated	Aug 10, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	654 40TH ST RICHMOND CA 948051810, RICHMOND, CA 94805-1810

Mortgage

Document Number	0000155471
Date	Jul 29, 2020
Instrument	155471

Lender

Name	JMAC LENDING
Type	Funding / Finance Company
Address	2510 REDHILL AVE, SANTA ANA, CA 92705-5542

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 28, 2050

Tax Assessment & Valuation

Source: Contra Costa County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Richmond City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$464,869 (+2%) Land $317,803 Building $147,066
2025	$7,977.00 (+3.5%)	$455,755 (+4.04%) Land $311,572 Building $144,183
2023	$7,707.00 (+1.89%)	$438,059 Land $299,474 Building $138,585
2022	$7,564.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Contra Costa County (06013C), updated October 12, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.