654 3rd Ave, Troy, NY 12182 Property Records

Rensselaer County and Troy City property record for 654 3rd Ave, Troy, NY 12182 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms1.5 Baths
Year BuiltBuilt 1940
Square Footage1,584 sqft Living Area
Lot Size4,356 sqft (0.1 acres)
GarageDetached, 528 sqft
OccupancyOwner Occupied
Tax Bill$3,544.00 (2025)

Property Details

APN / Parcel Number

Primary APN381700 80.48-7-23
Alternative APN
  • 1603740

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Partial Baths1 Partial Baths
Building Area1,584 sqft Living Area
1st Floor792 sqft 1st Floor
2nd Floor792 sqft 2nd Floor
Stories2 Stories

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Architectural StyleTraditional Style
Exterior MaterialAluminum/Vinyl Exterior
Foundation TypeNo Foundation Foundation
Lot Area4,356 sqft (0.1 acres)
Depth X Width120 ft x 35 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeDetached Garage
Garage Area528 sqft Garage
Pool TypeAbove-Ground Pool Pool Type
Pool Area256 sqft Pool
Porch Area256 sqft Porch

Utilities and HVAC

Heating SystemHot Water Heating
Heating FuelGas Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Account Number1603740
Street Address654 3RD AVE
CityTROY
StateNY
Zip12182-2410
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description2 STY FR HSE & 2C FR GAR 319-6-5/N 1/2 334 PT 335
Legal Block7
Legal Lot Number23.000
JurisdictionRENSSELAER NY
Minor Civil DivisionTROY
Census Blockgroup1
Census Block1004
Census Tract40200

Owner

Source: Rensselaer County and Troy City records · APN 381700 80.48-7-23

Assessment roll updated May 15, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address654 3RD AVE, TROY, NY 12182-2410
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 24, 2023Deed of Trust, Mortgage · Stand Alone Refinance
BROADVIEW FEDERAL CREDIT UNION
Mar 29, 2022Deed of Trust, Mortgage · Stand Alone Refinance
ROCKET MORTGAGE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record RefreshedJun 08, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRENSSELAER NY
Property Address654 3RD AVE, TROY, NY 12182-2410
Transaction TypeMortgage
Record UpdatedSep 12, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0104660318
DateAug 24, 2023
Book Page10466/318
Instrument2023-631446
Lender
NameBROADVIEW FEDERAL CREDIT UNION
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term121 Months
DueSep 01, 2033

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRENSSELAER NY
Property Address654 3RD AVE, TROY, NY 12182-2410
Transaction TypeMortgage
Record UpdatedApr 19, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0100010328
DateMar 29, 2022
Book Page10001/328
Instrument2022-608397
Lender
NameROCKET MORTGAGE
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term181 Months
DueApr 01, 2037

Tax Assessment & Valuation

Source: Rensselaer County and Troy City records · Assessment roll updated May 15, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountyRensselaer County
MunicipalityTroy City
Unified School DistrictLansingburgh Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,544.00 (+9.05%)$87,000 (-) Land $10,000 Building $77,000$149,000 (+19.87%) Land $17,126 Building $131,874
2023$87,000 (-) Land $10,000 Building $77,000$124,300 (+8.58%) Land $14,287 Building $110,013
2022$3,250.00 Homeowner's exemption$87,000 Land $10,000 Building $77,000$114,474 Land $13,158 Building $101,316

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rensselaer County (36083C), updated January 12, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneNot included in the FIRM
Flood HazardNot mapped
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Central Lansingburgh Historic District
listed 2023 · 592 contributing resources · NRIS 100008651

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

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