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654 3rd Ave, Joliet, IL 60433 Property Records

Will County property record for 654 3rd Ave, Joliet, IL 60433 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 680 sqft · built 1880
Lot Size0.11 acres (4,724 sqft)
OwnerIndividual Name on File
Last Sale$60,000 (Dec 1998)
Tax Bill$3,443 (2025)
Deeds & MortgagesMar 2022 Mortgage
Dec 2017 Loan Modification
Flood ZoneZone X (minimal risk)
APN30-07-15-234-003

Property Details

APN / Parcel Number

Primary APN30-07-15-234-003
Alternative APN
  • 07152340030000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories2 Stories
Building Area680 sqft
Gross Area1,360 sqft
Basement Area680 sqft

Exterior

Year BuiltBuilt 1880
Effective Year BuiltEffective 1880
Construction TypeFrame
Lot Area4,724 sqft (0.11 acres)
Lot Dimensions122 ft deep x 40 ft wide
PorchSlab

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address654 3RD AVE
CityJOLIET
StateIL
Zip60433-1956
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTHE W 20 FT OF LOT 3 AND THE E 20 FT OF LOT 4 IN BLK 7 IN HENRY, CHEADLE FULLER'S SECOND ADDN. TO WOODLAND, BEING A SUB PRT
Legal Range10E
Legal Township35N
Legal Section15
Legal SubdivisionHENRY CHEADLE & FULLERS 02
Legal Block7
Legal Lot Number3
JurisdictionWILL IL
Township / Civil DivisionJOLIET
Census Block Group1
Census Block1010
Census Tract882400

Owner

Source: Will County records · APN 30-07-15-234-003

Assessment roll updated June 30, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address654 3RD AVE, JOLIET, IL 60433-1956
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 28, 2022Deed of Trust, Mortgage · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
Dec 08, 2017Loan Modification, Mortgage · Conventional Mortgage
PENNYMAC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 15, 1998 · Amount on Record
Deed SaleDec 15, 1998 · Amount on Record
Prior SaleFeb 18, 1998 · Amount on Record
Deed Document Number1998151440
Record UpdatedSep 20, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWILL IL
Property Address654 3RD AVE, JOLIET, IL 60433-1956
Transaction TypeMortgage
Record UpdatedApr 06, 2022
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000025750
DateMar 28, 2022
InstrumentR2022025750
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2052
Interest
Rate TypeFixed Rate
Rate2.99%

December 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionWILL IL
Property Address654 3RD AVE, JOLIET, IL 60433-1956
Document Number0000098361
Instrument DateDec 08, 2017
Transaction TypeMortgage
Record UpdatedJan 03, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address654 3RD AVE JOLIET IL 604331956, JOLIET, IL 60433-1956

Mortgage

Document Number0000098361
DateDec 18, 2017
Instrument98361
Lender
NamePENNYMAC
AddressMOORPARK, CA 93021
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 17, 2047
Interest
Rate TypeFixed Rate
Rate4.12%

Tax Assessment & Valuation

Source: Will County records · Assessment roll updated June 30, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWill County
County SubdivisionJoliet Township
MunicipalityJoliet City
Elementary School DistrictJoliet Public School District 86 (PK - 08)
Secondary School DistrictJoliet Township High School District 204 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,443.00 (+18.72%)
2024$46,548 (+24.42%) Land $6,352 Building $40,196$139,644 (+24.42%) Land $19,056 Building $120,588
2022$2,900.00 Homeowner's exemption$37,411 Land $5,105 Building $32,306$112,233 Land $15,315 Building $96,918

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Will County (17197C), updated June 11, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171978824001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 25 individual NFIP policies nearby
Nearby Flood Policies25 in force
22 of 25 on primary residences
Nearby Flood Claims49 (1978–2013)
Claims Outside the SFHA6 of 49
Most Recent ClaimApr 2013, river or lake flooding, Severe Storms, Straight-line Winds, And Flooding
Flood Events
  • Severe Storms, Straight-line Winds, And Flooding (Apr 2013), 2 claims
  • Severe Storms And Flooding (Sep 2008), 5 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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