6539 Spencer St, Omaha, NE 68104 Property Records

Douglas County property record for 6539 Spencer St, Omaha, NE 68104

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 732 sqft · built 1948
Lot Size	0.146 acres (6,400 sqft)
Owner	Individual Name on Record
Last Sale	$190,000 (Feb 2024)
Tax Bill	$1,380 (2024)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Oct 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R0617140000`

Property Details

APN / Parcel Number

Primary APN	`R0617140000`
Alternative APNs	`1714 0000 06` `0617140000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	732 sqft Living Area
Basement Area	720 sqft
Finished Basement	226 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1948
Effective Year Built	Effective 2024
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,400 sqft (0.146 acres)
Lot Dimensions	128 ft deep x 50 ft wide
Garage Type	Basement
Porch	Open Porch
Porch Area	80 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R0617140000
Street Address	6539 SPENCER ST
City	OMAHA
State	NE
Zip	68104-3237
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BENSON LOT 10 BLOCK 27 50 X 128
Legal Subdivision	BENSON
Legal Block	27
Legal Lot Number	10
Jurisdiction	DOUGLAS NE
Township / Civil Division	OMAHA
Census Block Group	2
Census Block	2017
Census Tract	5700

Owner

Source: Douglas County records, as of March 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	6539 SPENCER ST, OMAHA, NE 68104-3237
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2024	Warranty Deed, Transfer · Conventional Mortgage GATEWAY FIRST BANK
Oct 2, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage CENTRIS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 20, 2024 · Amount on Record
Deed Sale	Feb 20, 2024 · Amount on Record
Prior Sale	Oct 2, 2023 · Amount on Record
Deed Document Number	2024010040
Record Updated	Jun 8, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOUGLAS NE
Recording Date	Feb 20, 2024
Property Address	6539 SPENCER ST, OMAHA, NE 68104-3237
Document Number	0000010040
Instrument Date	Feb 2, 2024
Instrument	2024010040
Transaction Type	Transfer
Record Updated	Nov 18, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$427.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010041
Date	Feb 20, 2024
Instrument	2024010041

Lender

Name	GATEWAY FIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOUGLAS NE
Recording Date	Oct 2, 2023
Property Address	6539 SPENCER ST, OMAHA, NE 68104-3237
Document Number	0000074145
Instrument Date	Sep 20, 2023
Instrument	2023074145
Transaction Type	Transfer
Record Updated	Nov 18, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$258.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000074146
Date	Oct 2, 2023
Instrument	2023074146

Lender

Name	CENTRIS FCU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Douglas County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Douglas County
Municipality	Omaha City
Unified School District	Omaha Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$152,500 (+78.57%) Land $18,500 Building $134,000	$152,500 (+78.57%) Land $18,500 Building $134,000
2024	$1,380.00 (-23.38%)
2023	$1,801.00 (-6.15%)	$85,400 (-5.01%) Land $18,500 Building $66,900	$85,400 (-5.01%) Land $18,500 Building $66,900
2022	$1,919.00	$89,900 Land $18,500 Building $71,400	$89,900 Land $18,500 Building $71,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	METROPOLITAN UTILITIES DISTRICT serves 660,000 people · EPA ID NE3105507
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	12 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 713 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
FiberFirst Fiber	5,000 / 5,000
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink, T-Mobile, Verizon.

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