6538 E 86th Pl N, Owasso, OK 74055 Property Records

Tulsa County property record for 6538 E 86th Pl N, Owasso, OK 74055

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,544 sqft · built 2014
Lot Size	0.517 acres (22,564 sqft)
Owner	2 Individual Names on File
Last Sale	$333,000 (Oct 2015)
Tax Bill	$4,849 (2025)
Deeds & Mortgages	Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`57327-13-23-47200`

Property Details

APN / Parcel Number

Primary APN	`57327-13-23-47200`
Alternative APN	`R57327132347200`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,544 sqft Living Area
Basement Area	2,544 sqft
Laundry Room	Laundry Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Architectural Style	Ranch
Exterior Material	Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	22,564 sqft (0.517 acres)
Garage Type	Attached
Garage Area	642 sqft
Porch	Porch
Porch Area	282 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R57327132347200
Street Address	6538 E 86TH PL N
City	OWASSO
State	OK
Zip	74055-7483
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES
Legal Description	LOT 7 BLOCK 1
Legal Range	13E
Legal Township	21N
Legal Section	23
Legal Subdivision	SHERIDAN CROSSING
Legal Phase	I
Legal Block	1
Legal Lot Number	7
Jurisdiction	TULSA OK
Township / Civil Division	TULSA
Census Block Group	1
Census Block	1059
Census Tract	5808

Owner

6538 E 86th Pl N is owned and occupied by two individuals who acquired it in October 2015.

Source: Tulsa County records, as of January 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6538 E 86TH PL N, OWASSO, OK 74055-7483
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 9, 2015 · Amount on File
Deed Sale	Oct 9, 2015 · Amount on File
Deed Document Number	0000092445
Last Transfer Date	Oct 16, 2015
Transfer Doc	0000092445
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TULSA OK
Property Address	6538 E 86TH PL N, OWASSO, OK 74055-7483
Transaction Type	Mortgage
Record Updated	Jun 30, 2021
Title Company	CHICAGO TITLE OK, CHICAGO TITLE OKLAHOMA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000070158
Date	Jun 16, 2021
Instrument	2021070158

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2031
Change Frequency	Monthly
Min Rate At Change	2.75%
Max Rate At Change	7.37%
Index	Other
Max Rate	7.37%

Tax Assessment & Valuation

The 2025 property tax bill for 6538 E 86th Pl N was $4,849.

Source: Tulsa County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Oklahoma
County	Tulsa County
Unified School District	Owasso Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,849.00	$44,524 Land $5,599 Building $38,925	$466,000 Land $58,600 Building $407,400
2023	$4,398.00 (+5.01%)	$40,384 (+5%) Land $5,419 Building $34,965	$436,677 (+22.35%) Land $58,600 Building $378,077
2022	$4,188.00	$38,462 Land $6,315 Building $32,147	$356,918 Land $58,600 Building $298,318

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6538 E 86th Pl N in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6538 E 86th Pl N is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Oklahoma
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON CO RWD #3 (NEW,#1) serves 25,375 people · EPA ID OK1021418
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Wake Wireless.

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