6538 Carnegie St, Saint Joseph, MO 64504 Property Records

Buchanan County property record for 6538 Carnegie St, Saint Joseph, MO 64504

Property Summary

Property Type	Single Family Home
Details	1,032 sqft · built 1939
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on Record
Last Sale	$149,940 (Dec 2024)
Tax Bill	$799 (2025)
Deeds & Mortgages	Dec 2024 Mortgage
APN	`06-9.0-31-004-003-006.000`

Property Details

APN / Parcel Number

Primary APN	`06-9.0-31-004-003-006.000`

Interior

Building Area	1,032 sqft Base Area
1st Floor Area	1,032 sqft

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	120 ft deep x 100 ft wide

Location & Zoning

Street Address	6538 CARNEGIE ST
City	SAINT JOSEPH
State	MO
Zip	64504-2007
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:LAWNDALE LOT:25 BLK:9LGL DESC:& LOTS 26, 27 & 28
Legal Subdivision	LAWNDALE
Legal Block	9
Legal Lot Number	25-28
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2014
Census Tract	2500

Owner

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6538 CARNEGIE ST, SAINT JOSEPH, MO 64504-2007
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 19, 2024 · Amount on Record
Deed Sale	Dec 19, 2024 · Amount on Record
Deed Document Number	202410182
Deed Book / Page	3803 / 727
Prior Transfer Date	Dec 18, 2024
Prior Transfer Doc	003803/729
Record Updated	Sep 20, 2026

December 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BUCHANAN MO
Recording Date	Dec 19, 2024
Property Address	6538 CARNEGIE ST, SAINT JOSEPH, MO 64504-2007
Document Number	003803/729
Book / Page	3803 / 729
Instrument Date	Dec 18, 2024
Instrument	2024010184
Transaction Type	Transfer
Record Updated	Nov 14, 2025
Title Company	UNKNOWN, ST JOSEPH TITLE LLC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6538 CARUGIE ST, SAINT JOSEPH, MO 64504

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6538 CARAIGIE ST, SAINT JOSEPH, MO 64504

Mortgage

Document Number	2025009092
Date	Dec 19, 2024
Instrument	2025009092

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	371 Months
Due	Nov 1, 2055

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$799.00 (+0.13%)	$11,070 (+5.43%) Land $2,870 Building $8,200	$58,280 (+5.45%) Land $15,130 Building $43,150
2024	$798.00 (+14.82%)
2023	$695.00 (-0.57%)	$10,500 (-) Land $2,870 Building $7,630	$55,270 (-) Land $15,130 Building $40,140
2022	$699.00	$10,500 Land $2,870 Building $7,630
2021			$55,270 Land $15,130 Building $40,140

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	9 in force
Nearby Flood Claims	14 (1984–2020)
Claims Outside the SFHA	12 of 14
Most Recent Claim	Sep 2020 · tidal / storm surge
Claims by Event	Severe Storms & Flooding, Jul 1993 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 739 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20