6538 94th St, Lubbock, TX 79424 Property Records

Lubbock County property record for 6538 94th St, Lubbock, TX 79424

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,707 sqft · built 2007
Lot Size	0.128 acres (5,600 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,904 (2025)
Deeds & Mortgages	Nov 2021 Mortgage May 2019 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R307089`

Property Details

APN / Parcel Number

Primary APN	`R307089`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,707 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	5,600 sqft (0.128 acres)
Garage Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	6538 94TH ST
City	LUBBOCK
State	TX
Zip	79424-6785
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MONTEREY L 875
Legal Subdivision	MONTEREY
Legal Lot Number	8750
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	1
Census Block	1028
Census Tract	10413

Owner

Source: Lubbock County records, as of February 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5601 126TH ST, LUBBOCK, TX 79424-6226
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2021	Deed of Trust, Mortgage · ARM PMAC LENDING SERVICES INC
May 21, 2019	Deed of Trust, Mortgage · Line of Credit FIRSTCAPITAL BK/TX NA
Apr 18, 2019	Warranty Deed, Transfer NOT AVAILABLE
Mar 26, 2019	Warranty Deed, Transfer SERVICE TITLE COMPANY, SERVICE TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 12, 2021
Deed Sale	Nov 12, 2021
Deed Document Number	2021-58588
Prior Transfer Date	Apr 19, 2007
Prior Transfer Doc	2007015758
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	6538 94TH ST, LUBBOCK, TX 79424-6785
Transaction Type	Mortgage
Record Updated	Nov 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000058861
Date	Nov 16, 2021
Instrument	2021058861

Lender

Name	PMAC LENDING SERVICES INC
Type	Mortgage Company
Address	BREA, CA 92821

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2028
Change Frequency	Annually
Min Rate At Change	4.5%
Max Rate At Change	6.5%
Index	1-Year LIBOR
Max Rate	10.5%

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	6538 94TH ST, LUBBOCK, TX 79424-6785
Document Number	0000020024
Instrument Date	May 21, 2019
Transaction Type	Mortgage
Record Updated	Jun 14, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6512 71ST ST LUBBOCK TX 794241943, LUBBOCK, TX 79424-1943

Mortgage

Document Number	0000020024
Date	May 31, 2019
Instrument	20024

Lender

Name	FIRSTCAPITAL BK/TX NA
Type	Bank
Address	LUBBOCK, TX 79413

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	May 30, 2034

Interest

Rate Type	Adjustable Rate

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUBBOCK TX
Recording Date	Apr 18, 2019
Property Address	6538 94TH ST, LUBBOCK, TX 79424-6785
Document Number	0000013767
Instrument Date	Apr 12, 2019
Instrument	13767
Transaction Type	Transfer
Record Updated	May 1, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6512 71ST ST LUBBOCK TX 794241943, LUBBOCK, TX 79424-1943

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUBBOCK TX
Recording Date	Mar 26, 2019
Property Address	6538 94TH ST, LUBBOCK, TX 79424-6785
Document Number	0000010454
Instrument Date	Mar 25, 2019
Instrument	10454
Transaction Type	Transfer
Record Updated	Apr 12, 2019
Title Company	SERVICE TITLE COMPANY, SERVICE TITLE CO

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6512 71ST ST LUBBOCK TX 794241943, LUBBOCK, TX 79424-1943

Tax Assessment & Valuation

Source: Lubbock County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Frenship Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,904.00 (-7.51%)	$189,622 (-9.98%) Land $10,500 Building $179,122	$189,622 (-9.98%) Land $10,500 Building $179,122
2024	$4,221.00 (+1.59%)
2023	$4,155.00 (-1.75%)	$210,635 Land $10,500 Building $200,135	$210,635 Land $10,500 Building $200,135
2022	$4,229.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Metronet Fiber	1,000 / 1,000
Optimum Cable	940 / 35

May also be available: Verizon.

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