6537 White Willow Ct, Saint Cloud, FL 34771 Property Records

Osceola County property record for 6537 White Willow Ct, Saint Cloud, FL 34771

Property Summary

Property TypeVacant Land
Lot Size0.41 acres (17,859 sqft)
Owner2 Individual Names on Record
Last Sale$944,900 (Apr 2026)
Tax Bill$628 (2025)
Deeds & MortgagesApr 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN14-25-31-5725-0001-9050

Property Details

APN / Parcel Number

Primary APN14-25-31-5725-0001-9050
Alternative APN
  • 253114572500019050

Exterior

Lot Area17,859 sqft (0.41 acres)

Location & Zoning

Street Address6537 WHITE WILLOW CT
CitySAINT CLOUD
StateFL
Zip34771-9687
Property CategoryVacant Land
Property TypeVacant Land > Uncategorized
Legal DescriptionDEL WEBB SUNBRIDGE PH 2D PB 36 PGS 49-55 LOT 905
Legal SubdivisionDEL WEBB SUNBRIDGE PHASE 2D
Legal Lot Number905
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1002
Census Tract43700

Owner

Source: Osceola County records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address6537 WHITE WILLOW CT, SAINT CLOUD, FL 34771-9687
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 16, 2026 · Amount on Record
Deed SaleApr 16, 2026 · Amount on Record
Deed Document Number202650961
Deed Book / Page6956 / 2828
Record UpdatedSep 20, 2026

April 2026: Special Warranty Deed

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateApr 16, 2026
Property Address6537 WHITE WILLOW CT, SAINT CLOUD, FL 34771-9687
Document Number0000050961
Book / Page6956 / 2828
Instrument DateApr 13, 2026
Instrument202650961
Record UpdatedJul 6, 2026
Title CompanyPGP TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$668,044.30
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6537 WHITE WILLOW CT, SAINT CLOUD, FL 34771-9687

Mortgage

Document Number0000050962,
DateApr 16, 2026
Book Page6956/2830
Instrument202650962
Lender
NameMILEND INC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Rate TypeAdjustable Rate
Rate5.75%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

Mortgage

Document Number0069562852,
DateApr 16, 2026
Book Page6956/2852
Instrument202650963
Lender
NameALLIANT CREDIT UNION
Agreement
AmountAmount Recorded
Term10 Months
DueApr 13, 2036
Interest
Rate6%
Max Rate-1%

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$628.00$22,400 Land $22,400$22,400 Land $22,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 330 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies330 in force
Nearby Flood Claims18 (2004–2022)
Claims Outside the SFHA1 of 18
Most Recent ClaimOct 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Oct 2022 · 2 claims
  • Hurricane Ian, Sep 2022 · 5 claims
  • Hurricane Frances, Sep 2004 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskVery High
above 94% of the US · above 90% of Florida
Wildfire Likelihood2% annual chance
ExposureDirect
burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOHO WATER AUTHORITY-POINCIANA SYSTEM
public/private · serves 69,447 people · EPA ID FL3494429
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

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