6537 Locust Rd, Duluth, MN 55803 Property Records

St. Louis County property record for 6537 Locust Rd, Duluth, MN 55803

Property Summary

Property Type	Single Family Home
Details	1 ba · 736 sqft · built 1930
Lot Size	0.171 acres (7,485 sqft)
Owner	Individual Name on Record
Tax Bill	$22 (2026)
Deeds & Mortgages	Jun 2021 Mortgage Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`375-0130-04620`

Property Details

APN / Parcel Number

Primary APN	`375-0130-04620`
Alternative APN	`980278`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	736 sqft Base Area
1st Floor Area	736 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Wood
Construction Type	Frame
Lot Area	7,485 sqft (0.171 acres)

Location & Zoning

Account Number	980278
Street Address	6537 LOCUST RD
City	DULUTH
State	MN
Zip	55803-9247
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SMU
Legal Description	LOTS 461, 462, 488, 489 SERIAL #
Legal Subdivision	WOODLAND BEACH TOWN OF GNESEN
Jurisdiction	ST LOUIS MN
Township / Civil Division	GNESEN
Census Block Group	2
Census Block	2007
Census Tract	10601

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6537 LOCUST RD, DULUTH, MN 55803-9247
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Oct 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	6537 LOCUST RD, DULUTH, MN 55803-9247
Transaction Type	Mortgage
Record Updated	Sep 6, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001416731
Date	Jun 16, 2021
Instrument	1416731

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jul 1, 2041

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	6537 LOCUST RD, DULUTH, MN 55803-9247
Document Number	00A1396822
Instrument Date	Oct 5, 2020
Transaction Type	Mortgage
Record Updated	Dec 24, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6537 LOCUST RD DULUTH MN 558039247, DULUTH, MN 55803-9247

Mortgage

Document Number	00A1396822
Date	Nov 25, 2020
Instrument	A1396822

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 24, 2050

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Gnesen Township
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$22.00 (+1%) Homeowner's exemption
2025	$20.00 (-9.09%) Homeowner's exemption	$2,300 (+15%) Land $2,300	$2,300 (+15%) Land $2,300
2024		$2,000 (+5.26%) Land $2,000	$2,000 (+5.26%) Land $2,000
2022	$22.00	$1,900 Land $1,900	$1,900 Land $1,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 78% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CTC Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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