6537 Commonwealth Dr, Loves Park, IL 61111 Property Records

Winnebago County property record for 6537 Commonwealth Dr, Loves Park, IL 61111

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 1,060 sqft · built 2003
Lot Size	2.26 acres (98,881 sqft)
Owner	Company Name on File
Last Sale	$110,000 (Jan 2023)
Tax Bill	$2,554 (2025)
Deeds & Mortgages	Jan 2023 Sale & Mortgage Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1203207020`

Property Details

APN / Parcel Number

Primary APN	`1203207020`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,060 sqft Living Area
Gross Area	1,340 sqft
1st Floor Area	959 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Pier/Post & Beam
Roof Material	Asphalt
Lot Area	98,881 sqft
Garage Type	Attached
Garage Area	280 sqft
Driveway	Driveway
Parking Spaces	1 Parking Space
Porch	Porch
Deck Area	107 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	6537 COMMONWEALTH DR
City	LOVES PARK
State	IL
Zip	61111-8608
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R3
Legal Description	CARRIAGE HOMES OF PARK HILLS IV CONDOPT N 1/2 SEC 3-44-2 UNIT 20
Legal Range	2
Legal Township	44
Legal Section	3
Legal Subdivision	CARRIAGE HOMES OF PARK HILLS IV CONDO
Legal Lot Number	20
Legal Unit	20
Jurisdiction	WINNEBAGO IL
Township / Civil Division	ROCKFORD
Census Block Group	3
Census Block	3027
Census Tract	3810

Owner

6537 Commonwealth Dr, a condominium, is owned by a company that bought it in January 2023.

Source: Winnebago County records, as of July 28, 2026

Owner of Record	Company Name on File
Mailing Address	16700 GOODRICH RD, DURAND, IL 61024-9516
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2023	Warranty Deed, Transfer · Commercial Mortgage CORNERSTONE CU
Oct 11, 2017	Warranty Deed, Transfer · Conventional Mortgage ALPINE BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 26, 2023 · Amount on File
Deed Sale	Jan 26, 2023 · Amount on File
Prior Sale	Oct 11, 2017 · Amount on File
Deed Document Number	20231766
Record Updated	Oct 29, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Jan 26, 2023
Property Address	6537 COMMONWEALTH DR # 20, 20, LOVES PARK, IL 61111-8608
Document Number	0000001766
Map Reference	DOC0341646
Instrument Date	Jan 16, 2023
Instrument	2301766
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	TULSA ABSTRACT AND TITLE COMPANY, TUA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$165.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16700 GOODRICH RD, DURAND, IL 61024-9516

Mortgage

Document Number	0000001767
Date	Jan 26, 2023
Instrument	2301767

Lender

Name	CORNERSTONE CU
Type	Credit Union

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	61 Months
Due	Feb 5, 2028

Interest

Rate Type	Fixed Rate
Rate	6.5%

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Oct 11, 2017
Property Address	6537 COMMONWEALTH DR # 20, 20, LOVES PARK, IL 61111-8608
Document Number	0001032573
Instrument Date	Oct 10, 2017
Instrument	1032573
Transaction Type	Transfer
Record Updated	Oct 26, 2017
Title Company	OTHER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$122.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6537 COMMONWEALTH DR LOVES PARK IL 611118608, LOVES PARK, IL 61111-8608

Mortgage

Document Number	1032574
Date	Oct 11, 2017
Instrument	1032574

Lender

Name	ALPINE BK&TR
Type	Bank
Address	ROCKFORD, IL 61107

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 10, 2047

Interest

Rate Type	Fixed Rate
Rate	4%

Tax Assessment & Valuation

The 2025 property tax bill for 6537 Commonwealth Dr was $2,554, up 6.7% from the year before.

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Rockford Township
Municipality	Loves Park City
Unified School District	Rockford School District 205 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,554.00 (+6.73%)	$42,407 (+11.43%) Land $4,915 Building $37,492	$127,221 (+11.43%) Land $14,745 Building $112,476
2024	$2,393.00	$38,057 Land $4,411 Building $33,646	$114,171 Land $13,233 Building $100,938
2022	Homeowner's exemption	$29,994 Land $3,476 Building $26,518	$89,982 Land $10,428 Building $79,554

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6537 Commonwealth Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 12, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 6537 Commonwealth Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOVES PARK serves 23,335 people · EPA ID IL2010150
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: i3 Broadband.

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