6535 5th St, Vero Beach, FL 32968 Property Records

Indian River County property record for 6535 5th St, Vero Beach, FL 32968

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,370 sqft · built 1989
Lot Size0.169 acres (7,405 sqft)
Owner2 Individual Names on File
Last Sale$170,000 (Aug 2018)
Tax Bill$1,994 (2025)
Deeds & MortgagesJan 2021 Mortgage
Aug 2018 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN33-39-17-00004-0005-00004.0

Property Details

APN / Parcel Number

Primary APN33-39-17-00004-0005-00004.0
Alternative APN
  • 81477

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,370 sqft Living Area
1st Floor Area1,270 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1995
Exterior MaterialFiber Cement Siding
Construction TypeWood Frame
Foundation TypeSlab (Mat/Raft)
Roof TypeGambrel
Roof MaterialMetal
Lot Area7,405 sqft (0.169 acres)
Lot Dimensions120 ft deep x 60 ft wide
Garage Area280 sqft
DrivewayDriveway
Driveway Area606 sqft

Exterior Amenities

PorchOpen Porch
Porch Area156 sqft
Deck Area480 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number81477
Street Address6535 5TH ST
CityVERO BEACH
StateFL
Zip32968-9238
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-6
Legal DescriptionPINE TREE PARK UNIT NO 3 BLK E LOT 4 PBI 3-50
Legal Range39
Legal Township33
Legal Section17
Legal SubdivisionPINE TREE PARK UNIT NO 3
Legal BlockE
Legal Lot Number4
Legal Unit3
JurisdictionINDIAN RIVER FL
Township / Civil DivisionVERO BEACH
Census Block Group1
Census Block1018
Census Tract50704

Owner

6535 5th St is owned and occupied by two individuals who bought it in August 2018.

Source: Indian River County records, as of March 5, 2026

Owner of Record2 Individual Names on File
Mailing Address6535 5TH ST, VERO BEACH, FL 32968-9238
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 6, 2021Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Aug 6, 2018Warranty Deed, Transfer · FHA Mortgage
CALIBER HM LOANS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 6, 2018 · Amount on File
Deed SaleAug 6, 2018 · Amount on File
Prior SaleMar 23, 2010 · Amount on File
Deed Document Number3120180048395
Deed Book / Page3138 / 1937
Record UpdatedJun 8, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionINDIAN RIVER FL
Property Address6535 5TH ST, VERO BEACH, FL 32968-9238
Transaction TypeMortgage
Record UpdatedJul 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address6535 5TH ST, VERO BEACH, FL 32968-9238

Mortgage

Document Number0033750094
DateJan 6, 2021
Book Page3375/94
Instrument3120210000688
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term332 Months
DueSep 1, 2048

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionINDIAN RIVER FL
Recording DateAug 6, 2018
Property Address6535 5TH ST, VERO BEACH, FL 32968-9238
Document Number0031381937
Book / Page003138 / 001937
Instrument DateJul 25, 2018
Instrument48395
Transaction TypeTransfer
Record UpdatedAug 22, 2018
Title CompanyTREASURE COAST TITLE SETTLEMEN

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,190.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address6535 5TH ST VERO BEACH FL 329689238, VERO BEACH, FL 32968-9238

Mortgage

Document Number31381939
DateAug 6, 2018
Book Page003138/001939
Instrument48396
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressIRVING, TX 75063
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueAug 5, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 6535 5th St was $1,994.

Source: Indian River County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyIndian River County
Unified School DistrictIndian River County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,994.00$153,148$244,667 Land $33,150 Building $211,517
2023$1,635.00 (+3.15%)$144,497 (+3%)$240,612 (+21.49%) Land $33,150 Building $207,462
2022$1,585.00$140,288$198,059 Land $20,400 Building $177,659

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6535 5th St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 270 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies270 in force
Nearby Flood Claims23 (1998–2024)
Claims Outside the SFHA1 of 23
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 3 claims
  • Hurricane Irma, Sep 2017 · 4 claims
  • Hurricane Frances, Sep 2004 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6535 5th St is moderate, ranking above 43% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · lower than 85% of Florida
Wildfire Likelihood0.1% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIAN RIVER COUNTY UTILITIES (2 WTPS)
serves 126,893 people · EPA ID FL3314052
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting14
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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