6534 E Lowden St, Inverness, FL 34452 Property Records

Citrus County property record for 6534 E Lowden St, Inverness, FL 34452

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,053 sqft · built 1977
Lot Size	0.22 acres (9,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$190,000 (Apr 2021)
Tax Bill	$1,699 (2025)
Deeds & Mortgages	Dec 2025 Second Mortgage Apr 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`20E-19S-29-0010-03710-0160`

Property Details

APN / Parcel Number

Primary APN	`20E-19S-29-0010-03710-0160`
Alternative APNs	`2919S20E0010037100160` `1817307`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,053 sqft Living Area
Gross Area	1,678 sqft
1st Floor Area	1,053 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1987
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	9,600 sqft (0.22 acres)
Lot Dimensions	120 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	405 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	448 sqft
Porch	Screened Aluminum Porch
Porch Area	355 sqft
Patio Area	143 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	1817307
Street Address	6534 E LOWDEN ST
City	INVERNESS
State	FL
Zip	34452-8012
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR
Legal Description	INVERNESS HGLDS WEST PB 5 PG 19 LOT 16 BLK 371 DESC IN OR BK 763 PG 408
Legal Range	20E
Legal Township	19S
Legal Section	29
Legal Subdivision	INVERNESS HIGHLANDS WEST
Legal Block	371
Legal Lot Number	16
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	2
Census Block	2039
Census Tract	451103

Owner

Source: Citrus County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6534 E LOWDEN ST, INVERNESS, FL 34452-8012
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Apr 1, 2021	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Dec 17, 2019	Warranty Deed, Transfer A-1 TITLE/NATURE COAST
Aug 2, 2019	Warranty Deed, Transfer · Construction Mortgage GP CAP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2021 · Amount on Record
Deed Sale	Apr 1, 2021 · Amount on Record
Prior Sale	Aug 2, 2019 · Amount on Record
Deed Document Number	202120984
Deed Book / Page	3150 / 22
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	6534 E LOWDEN ST, INVERNESS, FL 34452-8012
Transaction Type	Mortgage
Record Updated	Jan 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6534 E LOWDEN ST, INVERNESS, FL 34452-8012

Mortgage

Document Number	0036300417
Date	Dec 29, 2025
Book Page	3630/417
Instrument	2025077131

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2041

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Apr 1, 2021
Property Address	6534 E LOWDEN ST, INVERNESS, FL 34452-8012
Document Number	0031500022
Book / Page	3150 / 22
Map Reference	MB 5 PG 19-23
Instrument Date	Mar 29, 2021
Instrument	2021020984
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	TROPIC TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,330.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6534 E LOWDEN ST, 6534, INVERNESS, FL 34452-8012

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1920 FORD RD, BRISTOL, PA 19007-6740

Mortgage

Document Number	0031500024
Date	Apr 1, 2021
Book Page	3150/24
Instrument	2021020985

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 1, 2041

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Dec 17, 2019
Property Address	6534 E LOWDEN ST, INVERNESS, FL 34452-8012
Document Number	0030251406
Book / Page	003025 / 001406
Instrument Date	Dec 13, 2019
Instrument	65618
Transaction Type	Transfer
Record Updated	Jan 13, 2020
Title Company	A-1 TITLE/NATURE COAST

Transaction

Amount	Amount Recorded
Tax	$1,154.30
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	900 HIGHWAY 307 NIOTA TN 378263236, NIOTA, TN 37826-3236

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Aug 2, 2019
Property Address	6534 E LOWDEN ST, INVERNESS, FL 34452-8012
Document Number	0029950177
Book / Page	002995 / 000177
Instrument Date	Jul 31, 2019
Instrument	40425
Transaction Type	Transfer
Record Updated	Aug 27, 2019
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE SVCS/CITRUS

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$472.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3336 S DAYTON TER INVERNESS FL 344527112, INVERNESS, FL 34452-7112

Mortgage

Document Number	29950189
Date	Aug 2, 2019
Book Page	002995/000189
Instrument	40426

Lender

Name	GP CAP LLC
Address	TAMPA, FL 33609

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Aug 1, 2020

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,699.00 (+6.32%) Homeowner's exemption Disabled Person's exemption	$146,795 (-7.42%)	$157,441 (-0.71%) Land $9,200 Building $148,241
2024	$1,598.00 (+3.03%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$158,568 (+2.4%) Land $6,240 Building $152,328	$158,568 (+2.4%) Land $6,240 Building $152,328
2023	$1,551.00 (+2.44%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$154,856 (+15.16%) Land $6,560 Building $148,296	$154,856 (+15.16%) Land $6,560 Building $148,296
2022	$1,514.00 Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption	$134,469 Land $4,000 Building $130,469	$134,469 Land $4,000 Building $130,469

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INVERNESS WATER DEPT serves 7,194 people · EPA ID FL6090861
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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