65320 Kiowa Dr, Bend, OR 97703 Property Records

Deschutes County property record for 65320 Kiowa Dr, Bend, OR 97703

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,449 sqft · built 2017
Lot Size1.59 acres (69,260 sqft)
OwnerIndividual Name on File
Last Sale$124,500 (Mar 2017)
Tax Bill$4,687 (2025)
Deeds & MortgagesDec 2019 Mortgage
Feb 2018 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN161221 D0 00800

Property Details

APN / Parcel Number

Primary APN161221 D0 00800
Alternative APNs
  • R2007161221D000800
  • 132644

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,449 sqft Living Area
1st Floor Area2,449 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2017
Lot Area69,260 sqft (1.59 acres)
Garage TypeMixed
Garage Area539 sqft
Deck AreaDeck Area

Location & Zoning

Account Number132644
Old Parcel NumberR2007161221D000800
Street Address65320 KIOWA DR
CityBEND
StateOR
Zip97703-8965
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT:12 BLK:19 SUBD:SECOND ADDITION TO WHISPERING PINES ESTA SEC/TWN/RNG/MER:SEC 21 TWN 16 RNG 12 MAP REF:161221-D0
Legal Range12E
Legal Township16S
Legal Section21
Legal QuarterSE
Legal SubdivisionSECOND ADDITION TO WHISPERING PINES ESTA
Legal Block19
Legal Lot Number12
JurisdictionDESCHUTES OR
Township / Civil DivisionREDMOND
Census Block Group2
Census Block2022
Census Tract1002

Owner

65320 Kiowa Dr is owned and occupied by an individual who bought it in March 2017.

Source: Deschutes County records, as of January 12, 2026

Owner of RecordIndividual Name on File
Mailing Address65320 KIOWA DR, BEND, OR 97703-8965
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 6, 2019Deed of Trust, Mortgage · Conventional Mortgage
PROVIDENT FUNDING ASSOCIATES LP
Feb 28, 2018Deed of Trust, Mortgage · Conventional Mortgage
M & T BANK
Mar 23, 2017Warranty Deed, Construction Loan · Construction Mortgage
PACIFIC CONTINENTAL BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 23, 2017 · Amount on File
Deed SaleMar 23, 2017 · Amount on File
Prior SaleJul 16, 2015
Deed Document Number2017-11146
Record UpdatedJun 8, 2026

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESCHUTES OR
Property Address65320 KIOWA DR, BEND, OR 97703-8965
Transaction TypeMortgage
Record UpdatedAug 26, 2022
Title CompanyAMERITITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000047900
DateDec 6, 2019
Instrument2019-47900
Lender
NamePROVIDENT FUNDING ASSOCIATES LP
TypeMortgage Company
AddressBELLEVUE, WA 98004
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2050

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESCHUTES OR
Property Address65320 KIOWA DR, BEND, OR 97703-8965
Transaction TypeMortgage
Record UpdatedAug 26, 2022
Title CompanyWESTERN TITLE & ESCROW

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000007866
DateFeb 28, 2018
Instrument2018-07866
Lender
NameM & T BANK
TypeBank
AddressLAKE OSWEGO, OR 97035
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2048

March 2017: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionDESCHUTES OR
Recording DateMar 23, 2017
Property Address65320 KIOWA DR, BEND, OR 97703-8965
Document Number0000011146
Instrument DateDec 28, 2016
Instrument2017-11146
Transaction TypeConstruction Loan
Record UpdatedAug 26, 2022
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1109 NE KAYAK LOOP UNIT 2, 2, BEND, OR 97701-6928

Mortgage

Document Number0000011147
DateMar 23, 2017
Instrument2017-11147
Lender
NamePACIFIC CONTINENTAL BANK
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term12 Months
DueMar 16, 2018

Tax Assessment & Valuation

The 2025 property tax bill for 65320 Kiowa Dr was $4,687, up 4.6% from the year before.

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateOregon
CountyDeschutes County
Unified School DistrictRedmond School District 2J (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,687.00 (+4.57%)$298,800 (+3%)$849,390 (-6.69%) Land $300,850 Building $548,540
2024$4,482.00 (+5.81%)$290,100 (+3%)$910,250 (-) Land $279,750 Building $630,500
2023$4,236.00$281,660$910,250 Land $279,750 Building $630,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 65320 Kiowa Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 65320 Kiowa Dr is moderate, ranking above 67% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 67% of the US · lower than 72% of Oregon
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TDS Telecom
Cable
1,000 / 20
Yellowknife Wireless
Fixed Wireless
700 / 200
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL
140 / 20

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