6531 Bay Rd, Mobile, AL 36605 Property Records

Mobile County property record for 6531 Bay Rd, Mobile, AL 36605

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,254 sqft · built 1980
Lot Size	1.65 acres (72,200 sqft)
Owner	2 Individual Names on Record
Last Sale	$235,000 (Jun 2012)
Tax Bill	$1,659 (2025)
Deeds & Mortgages	Mar 2020 Sale Mar 2020 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`R023901010001024`

Property Details

APN / Parcel Number

Primary APN	`R023901010001024`
Alternative APNs	`39 01 01 0 001 024.XXX` `01267658` `1267658`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,254 sqft Living Area
1st Floor Area	1,279 sqft
Upper Floors Area	975 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1995
Exterior Material	Stucco
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	72,200 sqft (1.65 acres)
Lot Dimensions	722 ft deep x 100 ft wide
Garage Area	1,128 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	381 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1267658
Street Address	6531 BAY RD
City	MOBILE
State	AL
Zip	36605-9690
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 BLK 2 BAY DIV HOLLING ERS ISLAND MBK 3 P 128-29 #SEC 01 T6S R1W #MP39 01 01 0 001
Legal Range	06S
Legal Township	06S
Legal Section	01
Legal Subdivision	MOBILE BAY (DOG RIVER TO EAST
Legal Block	2
Legal Lot Number	6
Jurisdiction	MOBILE AL
Township / Civil Division	THEODORE
Census Block Group	1
Census Block	1008
Census Tract	7000

Owner

Source: Mobile County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6531 BAY RD, MOBILE, AL 36605-9690
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2020	Warranty Deed, Transfer
Mar 23, 2020	Deed of Trust, Mortgage · Conventional with PMI RENASANT BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2012 · Amount on Record
Deed Sale	Jun 5, 2012 · Amount on Record
Deed Document Number	201232150
Deed Book / Page	6898 / 1835
Record Updated	Oct 29, 2026

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Mar 31, 2020
Property Address	6531 BAY RD, MOBILE, AL 36605-9690
Document Number	0000019601
Instrument	2020019601
Transaction Type	Transfer
Record Updated	Oct 24, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	6531 BAY RD, MOBILE, AL 36605-9690
Document Number	0000019602
Instrument Date	Mar 23, 2020
Transaction Type	Mortgage
Record Updated	Jun 9, 2020
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6531 BAY RD MOBILE AL 366059690, MOBILE, AL 36605-9690

Mortgage

Document Number	0000019602
Date	Mar 31, 2020
Instrument	19602

Lender

Name	RENASANT BK
Type	Bank
Address	BIRMINGHAM, AL 35203

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Mar 30, 2035

Tax Assessment & Valuation

Source: Mobile County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,659.00 (+5%) Homeowner's exemption	$35,570 (+4.83%) Land $15,210 Building $20,360	$355,700 (+4.83%) Land $152,100 Building $203,600
2024	$1,580.00 (+10.8%) Homeowner's exemption	$33,930 (+10.2%) Land $15,210 Building $18,720	$339,300 (+10.2%) Land $152,100 Building $187,200
2023	$1,426.00 Homeowner's exemption	$30,790 Land $16,070 Building $14,720	$307,900 Land $160,700 Building $147,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 83 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	83 in force
Nearby Flood Claims	136 (1979–2025)
Claims Outside the SFHA	26 of 136
Most Recent Claim	Jul 2025 · other causes
Claims by Event	Hurricane Katrina, Aug 2005 · 88 claims Hurricane Ivan, Sep 2004 · 6 claims Hurricane Georges, Sep 1998 · 24 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 90% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: REV.

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