6531 38th Ln E, Sarasota, FL 34243 Property Records

Manatee County property record for 6531 38th Ln E, Sarasota, FL 34243

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,865 sqft · built 2006
Lot Size	0.183 acres (7,986 sqft)
Owner	Individual Name on Record
Last Sale	$415,000 (Jul 2021)
Tax Bill	$5,620 (2024)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18792-0560-9`

Property Details

APN / Parcel Number

Primary APN	`18792-0560-9`
Alternative APN	`3518211879205609`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,865 sqft Living Area
Gross Area	2,566 sqft
1st Floor Area	1,865 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2017
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,986 sqft (0.183 acres)
Lot Dimensions	121 ft deep x 66 ft wide
View / Lot	Standard
Garage Type	Attached
Garage Area	501 sqft
Parking Spaces	2 Parking Spaces
Porch	Screened Porch
Porch Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	6531 38TH LN E
City	SARASOTA
State	FL
Zip	34243-7922
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-R
Legal Description	LOT 2002 CASCADES AT SARASOTA PHASE II PI#18792.0560/9
Legal Range	18E
Legal Township	35S
Legal Section	21
Legal Subdivision	CASCADES AT SARASOTA PHASE II
Legal Tract	01879201
Legal Lot Number	2002
Jurisdiction	MANATEE FL
Township / Civil Division	BRADENTON
Census Block Group	1
Census Block	1006
Census Tract	813

Owner

Source: Manatee County records, as of August 25, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6531 38TH LN E, SARASOTA, FL 34243-7922
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST GUARANTY MORTGAGE CORP
Mar 7, 2018	Warranty Deed, Transfer · FHA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 26, 2021 · Amount on Record
Deed Sale	Jul 26, 2021 · Amount on Record
Prior Sale	Mar 7, 2018 · Amount on Record
Deed Document Number	202198692
Prior Transfer Date	Apr 8, 2014
Prior Transfer Doc	0025161506
Record Updated	Jun 8, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Jul 26, 2021
Property Address	6531 38TH LN E, SARASOTA, FL 34243-7922
Document Number	202141098692
Map Reference	MB 45 PG 41
Instrument Date	Jul 23, 2021
Instrument	202141098692
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,905.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6344 GREEN OAK CIR, 6344, BRADENTON, FL 34203-8821

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6531 38TH LN E, SARASOTA, FL 34243-7922

Mortgage

Document Number	202141098693
Date	Jul 26, 2021
Instrument	202141098693

Lender

Name	FIRST GUARANTY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Mar 7, 2018
Property Address	6531 38TH LN E, SARASOTA, FL 34243-7922
Document Number	0027171914
Book / Page	002717 / 001914
Instrument Date	Mar 1, 2018
Instrument	41022572
Transaction Type	Transfer
Record Updated	Mar 28, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,995.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6531 38TH LN E SARASOTA FL 342437922, SARASOTA, FL 34243-7922

Mortgage

Document Number	27171916
Date	Mar 7, 2018
Book Page	002717/001916
Instrument	41022573

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 6, 2048

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$403,004 (+1.2%) Land $45,900 Building $357,104	$403,004 (-0.92%) Land $45,900 Building $357,104
2024	$5,620.00 (-0.51%)
2023	$5,649.00 (+2.69%) Homeowner's exemption	$398,229 (+3%)	$406,762 (+5.21%) Land $45,900 Building $360,862
2022	$5,501.00 Homeowner's exemption	$386,630 Land $45,000 Building $341,630	$386,630 Land $45,000 Building $341,630

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 191 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	191 in force
Nearby Flood Claims	2 (2017–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2024 · Hurricane Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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