Howard County property record for 6530 S Wind Cir, Columbia, MD 21044
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,914 sqft · built 1994 |
| Lot Size | 0.221 acres (9,626 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $700,000 (Jul 2018) |
| Tax Bill | $13,674 (2026) |
| Deeds & Mortgages | Jun 2020 Mortgage Jul 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-099860 |
| Primary APN | 15-099860 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,914 sqft Total Area |
| Basement Area | 868 sqft |
| Finished Basement | 868 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 9,626 sqft (0.221 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 228 sqft |
| Deck Area | 228 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 099860 |
|---|---|
| Street Address | 6530 S WIND CIR |
| City | COLUMBIA |
| State | MD |
| Zip | 21044-6011 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NT |
| Legal Description | LOT 111 .221 A 6530 SOUTH WIND CIR VIL OF RIVER HILL |
| Legal Subdivision | VILLAGE RIVER HILL |
| Legal Lot Number | 111 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 5, CLARKSVILLE |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 605505 |
Source: Howard County records, as of September 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6530 S WIND CIR, COLUMBIA, MD 21044-6011 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Jul 20, 2018 | Grant Deed, Transfer MORTGAGE 4U |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 20, 2018 · Amount on Record |
| Deed Sale | Jul 20, 2018 · Amount on Record |
| Prior Sale | Apr 26, 1995 · Amount on Record |
| Deed Book / Page | 18281 / 438 |
| Prior Transfer Date | Feb 24, 2016 |
| Prior Transfer Doc | 0167280416 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 6530 S WIND CIR, COLUMBIA, MD 21044-6011 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Title Company | K K TITLE AND ESCROW INC |
| Name | Verified Name |
|---|
| Document Number | 0194820265 |
|---|---|
| Date | Jun 29, 2020 |
| Book Page | 19482/265 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | LINTHICUM HEIGHTS, MD 21090 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 362 Months |
| Due | Aug 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
| Type Change Date | Apr 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 2.5% |
| Max Rate At Change | 8.12% |
| Index | 1-Year CMT |
| Max Rate | 8.12% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Jul 20, 2018 |
| Property Address | 6530 S WIND CIR, COLUMBIA, MD 21044-6011 |
| Document Number | 0182810438 |
| Book / Page | 018281 / 000438 |
| Instrument Date | Jul 18, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jul 31, 2018 |
| Title Company | LAKESIDE TITLE COMPANY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $700.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 6530 S WIND CIR COLUMBIA MD 210446011, COLUMBIA, MD 21044-6011 |
| Document Number | 182810445 |
|---|---|
| Date | Jul 20, 2018 |
| Book Page | 018281/000445 |
| Name | MORTGAGE 4U |
|---|---|
| Type | Mortgage Company |
| Address | GAITHERSBURG, MD 20879 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 19, 2048 |
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $13,674.00 (+5.66%) | $913,233 (+5.52%) | $961,000 (-) Land $430,800 Building $530,200 |
| 2025 | $12,941.00 (+5.61%) | $865,467 (+10.17%) | $961,000 (+17.52%) Land $430,800 Building $530,200 |
| 2024 | $12,254.00 (+44.45%) | ||
| 2023 | $785,567 | $817,700 Land $390,800 Building $426,900 | |
| 2022 | $8,483.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
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