6530 Pondlick Rd, Winchester, OH 45697 Property Records

Highland County property record for 6530 Pondlick Rd, Winchester, OH 45697

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,931 sqft · built 1981
Lot Size	24 acres (1,046,747 sqft)
Owner	2 Individual Names on File
Last Sale	$400,000 (Oct 2021)
Tax Bill	$4,524 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Oct 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-25-000-355.00`

Property Details

APN / Parcel Number

Primary APN	`06-25-000-355.00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,931 sqft Living Area
Gross Area	4,920 sqft
1st Floor Area	1,931 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Conventional
Exterior Material	Concrete
Construction Type	Concrete
Foundation Type	No Foundation
Lot Area	1,046,747 sqft (24 acres)
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	6530 PONDLICK RD
City	WINCHESTER
State	OH
Zip	45697-9511
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	24.026 ACRES
Legal Subdivision	VIRGINIA MILITARY SURVEY NO 1996
Jurisdiction	HIGHLAND OH
Township / Civil Division	CONCORD
Census Block Group	2
Census Block	2076
Census Tract	955102

Owner

6530 Pondlick Rd is owned and occupied by two individuals who bought it in October 2021.

Source: Highland County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6530 PONDLICK RD, WINCHESTER, OH 45697-9511
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Survivor

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2025	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Oct 21, 2021	Fiduciary Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP
Dec 18, 2018	Deed of Trust, Mortgage · Line of Credit MERCHANTS NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 21, 2021 · Amount on File
Deed Sale	Oct 21, 2021 · Amount on File
Prior Sale	Jan 1, 1990
Deed Document Number	20216378
Deed Book / Page	996 / 2747
Transfer Doc	0000006377
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLAND OH
Property Address	6530 PONDLICK RD, WINCHESTER, OH 45697-9511
Transaction Type	Mortgage
Record Updated	Dec 8, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6530 PONDLICK RD, WINCHESTER, OH 45697-9511

Mortgage

Document Number	01019/1645
Date	Nov 20, 2025
Book Page	1019/1645
Instrument	202500005432

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Oct 25, 2055

October 2021: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	HIGHLAND OH
Recording Date	Oct 21, 2021
Property Address	6530 PONDLICK RD, WINCHESTER, OH 45697-9511
Document Number	996/2747
Book / Page	996 / 2747
Instrument Date	Aug 13, 2021
Instrument	202100006378
Transaction Type	Transfer
Record Updated	Nov 1, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6530 PONDLICK RD, WINCHESTER, OH 45697-9511

Mortgage

Document Number	202100006379
Date	Oct 21, 2021
Instrument	202100006379

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Sep 1, 2051

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLAND OH
Property Address	6530 PONDLICK RD, WINCHESTER, OH 45697-9511
Transaction Type	Mortgage
Record Updated	Jan 2, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	979/1951
Date	Dec 18, 2018
Book Page	979/1951
Instrument	201800005805

Lender

Name	MERCHANTS NATIONAL BANK
Type	Bank
Address	HILLSBORO, OH 45133

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Dec 1, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 6530 Pondlick Rd was $4,524.

Source: Highland County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Highland County
County Subdivision	Concord Township
Unified School District	Bright Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,524.00	$155,020 (-) Land $39,870 Building $115,150	$442,900 (-) Land $113,900 Building $329,000
2024	$4,524.00 (+108.38%)	$155,020 (+129.25%) Land $39,870 Building $115,150	$442,900 Land $113,900 Building $329,000
2023	$2,171.00 Homeowner's exemption	$67,620 (-) Land $33,250 Building $34,370
2022		$67,620 Land $33,250 Building $34,370
2021	$3,201.00		$193,200 Land $95,000 Building $98,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 6530 Pondlick Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 6530 Pondlick Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Southern Ohio Communications Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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