Montgomery County property record for 6530 78th St, Cabin John, MD 20818
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,235 sqft · built 1913 |
| Lot Size | 0.272 acres (11,855 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,142,000 (Jun 2018) |
| Tax Bill | $12,704 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage Dec 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-02008826 |
| Primary APN | 07-02008826 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,235 sqft Living Area |
| 1st Floor Area | 2,235 sqft |
| Attic | Attic |
| Attic Area | 390 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1913 |
|---|---|
| Effective Year Built | Effective 1913 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 11,855 sqft (0.272 acres) |
| Porch | Open Porch |
| Porch Area | 392 sqft |
| Deck Area | 184 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 02008826 |
|---|---|
| Street Address | 6530 78TH ST |
| City | CABIN JOHN |
| State | MD |
| Zip | 20818-1309 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R90 |
| Legal Description | CABIN JOHN PARK SEC 1 |
| Legal Subdivision | CABIN JOHN PARK |
| Legal Block | 2 |
| Legal Lot Number | 168 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 7 |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 705800 |
6530 78th St is owned and occupied by two individuals who bought it in June 2018.
Source: Montgomery County records, as of August 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6530 78TH ST, CABIN JOHN, MD 20818-1309 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 25, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MTG CORP ISAOA |
| Dec 9, 2019 | Deed of Trust, Mortgage · Conventional Mortgage LENDERFI |
| Jun 26, 2018 | Deed, Transfer · Conventional Mortgage SANDY SPRING BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 26, 2018 · Amount on File |
| Deed Sale | Jun 26, 2018 · Amount on File |
| Prior Sale | Aug 8, 2014 · Amount on File |
| Deed Book / Page | 56229 / 35 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 6530 78TH ST, CABIN JOHN, MD 20818-1309 |
| Document Number | 0602220053 |
| Instrument Date | Jun 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2020 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 6530 78TH ST CABIN JOHN MD 208181309, CABIN JOHN, MD 20818-1309 |
| Document Number | 0602220053 |
|---|---|
| Date | Aug 7, 2020 |
| Book Page | 060222/000053 |
| Name | BETTER MTG CORP ISAOA |
|---|---|
| Address | NEW YORK, NY 10271 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 6, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 6530 78TH ST, CABIN JOHN, MD 20818-1309 |
| Document Number | 0588450411 |
| Instrument Date | Dec 9, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 31, 2020 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 6530 78TH ST CABIN JOHN MD 208181309, CABIN JOHN, MD 20818-1309 |
| Document Number | 0588450411 |
|---|---|
| Date | Jan 9, 2020 |
| Book Page | 058845/000411 |
| Name | LENDERFI |
|---|---|
| Type | Funding / Finance Company |
| Address | CALABASAS, CA 91302 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 8, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Jun 26, 2018 |
| Property Address | 6530 78TH ST, CABIN JOHN, MD 20818-1309 |
| Document Number | 0562290035 |
| Book / Page | 56229 / 035 |
| Map Reference | MB111 PG13091 |
| Instrument Date | Jun 4, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | KVS TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $14,275.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 6530 78TH ST, CABIN JOHN, MD 20818-1309 |
| Document Number | 0005622942 |
|---|---|
| Date | Jun 26, 2018 |
| Instrument | 56229/42 |
| Name | SANDY SPRING BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2048 |
The 2025 property tax bill for 6530 78th St was $12,704.
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,143,600 (+5.28%) | $1,258,400 (+15.85%) Land $737,000 Building $521,400 | |
| 2025 | $12,704.00 | $1,086,200 Land $669,900 Building $416,300 | $1,086,200 Land $669,900 Building $416,300 |
| 2023 | $1,086,200 Land $669,900 Building $416,300 | $1,086,200 Land $669,900 Building $416,300 | |
| 2022 | $11,906.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6530 78th St in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 18 policies |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 15 (1979–2022) |
| Claims Outside the SFHA | 15 of 15 |
| Most Recent Claim | Aug 2022 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6530 78th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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