Waterbury City property record for 653 Willow St, Waterbury, CT 06710
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,831 sqft · built 1926 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $107,500 (Feb 1999) |
| Tax Bill | $5,691 (2026) |
| Deeds & Mortgages | Jan 2022 Mortgage Jun 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 14508670016 |
| Primary APN | 14508670016 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,831 sqft Living Area |
| Basement Area | 1,138 sqft |
| Unfinished Basement | 1,138 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 8,276 sqft (0.19 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|
| Account Number | 14508670016 |
|---|---|
| Street Address | 653 WILLOW ST |
| City | WATERBURY |
| State | CT |
| Zip | 06710-1215 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RL |
| Legal Block | 867 |
| Legal Lot Number | 16 |
| Jurisdiction | WATERBURY CT |
| Township / Civil Division | WATERBURY |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 350900 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Overlook Historic District listed 1988 · 495 contributing resources · NRIS 88000662 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
653 Willow St is owned and occupied by two individuals who acquired it in June 2022.
Source: Waterbury City records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 653 WILLOW ST, WATERBURY, CT 06710-1215 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 25, 2022 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE |
| Jun 8, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 25, 1999 · Amount on File |
| Deed Sale | Feb 25, 1999 · Amount on File |
| Deed Book / Page | 3768 / 184 |
| Last Transfer Date | Jun 5, 2022 |
| Transfer Doc | 0008518-35 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATERBURY CT |
| Property Address | 653 WILLOW ST, WATERBURY, CT 06710-1215 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2023 |
| Name | Verified Name |
|---|
| Document Number | 008419-224 |
|---|---|
| Date | Jan 25, 2022 |
| Book Page | 8419/224 |
| Instrument | 2022-00920 |
| Name | ROCKET MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WATERBURY CT |
| Recording Date | Jun 8, 2022 |
| Property Address | 653 WILLOW ST, WATERBURY, CT 06710-1215 |
| Document Number | 0008518-35 |
| Book / Page | 8518 / 35 |
| Instrument Date | Jun 5, 2022 |
| Instrument | 202214042 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 653 WILLOW ST, WATERBURY, CT 06710-1215 |
The 2026 property tax bill for 653 Willow St was $5,691.
Source: Waterbury City assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision / Municipality | Waterbury City |
| Unified School District | Waterbury School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,691.00 | $131,320 (-) Land $24,220 Building $107,100 | $301,429 (+227.91%) |
| 2025 | $131,320 Land $24,220 Building $107,100 | $91,924 Land $16,954 Building $74,970 | |
| 2024 | $5,907.00 (-16.99%) | ||
| 2023 | $7,116.00 | $131,320 Land $24,220 Building $107,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 653 Willow St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 653 Willow St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 89% of Connecticut |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERBURY WATER DEPARTMENT serves 107,271 people · EPA ID CT1510011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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