653 W 11th St, Dubuque, IA 52001 Property Records

Dubuque County property record for 653 W 11th St, Dubuque, IA 52001

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,142 sqft · built 1928
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on Record
Last Sale	$165,000 (Jul 2021)
Tax Bill	$2,456 (2024)
Deeds & Mortgages	Jul 2017 Mortgage Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-24-380-006`

Property Details

APN / Parcel Number

Primary APN	`10-24-380-006`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,142 sqft Living Area
1st Floor Area	1,071 sqft
Upper Floors Area	1,071 sqft
Attic Area	1,071 sqft
Basement Area	1,071 sqft

Exterior

Year Built	Built 1928
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Wood Frame
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Porch	Open Porch
Porch Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	653 W 11TH ST
City	DUBUQUE
State	IA
Zip	52001-6202
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CI
Legal Description	LOT 1 HETHERINGTONS SUB
Legal Subdivision	LINCOLN
Legal Lot Number	1
Jurisdiction	DUBUQUE IA
Township / Civil Division	DUBUQUE
Census Block Group	2
Census Block	2011
Census Tract	701

Owner

Source: Dubuque County records, as of October 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	653 W 11TH ST, DUBUQUE, IA 52001-6202
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2017	Deed of Trust, Mortgage · Conventional Mortgage UNIVERSITY OF IOWA COMMUNITY CU
Jul 12, 2021	Warranty Deed, Transfer · Conventional Mortgage COLLINS COMMUNITY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 12, 2021 · Amount on Record
Deed Sale	Jul 12, 2021 · Amount on Record
Prior Sale	Aug 25, 2010 · Amount on Record
Deed Document Number	2021-00011333
Record Updated	Jun 8, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	653 W 11TH ST, DUBUQUE, IA 52001-6202
Transaction Type	Mortgage
Record Updated	Oct 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008967
Date	Jul 20, 2017
Instrument	2017-00008967

Lender

Name	UNIVERSITY OF IOWA COMMUNITY CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Jul 12, 2021
Property Address	653 W 11TH ST, DUBUQUE, IA 52001-6202
Document Number	0000011333
Instrument Date	Jul 6, 2021
Instrument	2021-00011333
Transaction Type	Transfer
Record Updated	Oct 12, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$263.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	653 W 11TH ST, DUBUQUE, IA 52001-6202

Mortgage

Document Number	0000011334
Date	Jul 12, 2021
Instrument	2021-00011334

Lender

Name	COLLINS COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Aug 1, 2028
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	7.25%
Index	1-Year CMT
Max Rate	1.12%

Mortgage

Document Number	0000011335
Date	Jul 12, 2021
Instrument	2021-00011335

Lender

Name	COLLINS COMMUNITY CU
Type	Credit Union
Address	CEDAR RAPIDS, IA 52402

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Municipality	Dubuque City
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$191,600 (+15.42%) Land $22,400 Building $169,200	$191,600 (+15.42%) Land $22,400 Building $169,200
2024	$2,456.00 (-11.08%)
2023		$166,000 (+6.28%) Land $22,400 Building $143,600	$166,000 (+6.28%) Land $22,400 Building $143,600
2022	$2,762.00 Homeowner's exemption	$156,190 Land $16,800 Building $139,390
2021			$156,190 Land $16,800 Building $139,390

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBUQUE WATER WORKS serves 59,667 people · EPA ID IA3126052
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 616 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ImOn Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
CenturyLink DSL	140 / 20

May also be available: AT&T, Comelec Internet Services, Nextlink, Verizon.

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