653 W 100 S, Payson, UT 84651 Property Records

Utah County property record for 653 W 100 S, Payson, UT 84651

Property Summary

Property Type	Single Family Home
Details	5 bd · 1.5 ba · 1,458 sqft · built 1945
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$131,670 (May 2025)
Tax Bill	$1,985 (2025)
Deeds & Mortgages	Dec 2021 Line of Credit Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-107-0003`

Property Details

APN / Parcel Number

Primary APN	`08-107-0003`
Alternative APN	`011217`

Interior

Bedrooms	5 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,458 sqft Living Area
Gross Area	2,898 sqft
1st Floor Area	1,458 sqft
Basement Area	927 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1986
Architectural Style	A-Frame
Exterior Material	Metal
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Garage Area	513 sqft
Parking Spaces	2 Parking Spaces
Porch	Raised Porch
Porch Area	24 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	011217
Street Address	653 W 100 S
City	PAYSON
State	UT
Zip	84651-2010
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM. AT NW COR OF LOT 2, BLK 13, PLAT O. PAYSON CITY SURVEY; S 9 1/4 RODS; E 70 FT; N 9 1/4 RODS; W 70 FT TO BEG.
Legal Block	13
Legal Lot Number	2
Jurisdiction	UTAH UT
Township / Civil Division	SPANISH FORK-PAYSON
Census Block Group	1
Census Block	1017
Census Tract	3403

Owner

653 W 100 S is owned and occupied by two individuals who bought it in May 2025.

Source: Utah County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	653 W 100 S, PAYSON, UT 84651-2010
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2021	Deed of Trust, Mortgage · Line of Credit MOUNTAIN AMERICA FCU
Apr 27, 2020	Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 8, 2025 · Amount on File
Deed Sale	May 8, 2025 · Amount on File
Prior Sale	Apr 27, 2020 · Amount on File
Deed Document Number	202533631
Prior Transfer Date	May 3, 2025
Prior Transfer Doc	0000033633
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	653 W 100 S, PAYSON, UT 84651-2010
Transaction Type	Mortgage
Record Updated	Apr 6, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000204132
Date	Dec 8, 2021
Instrument	204132:2021

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	SANDY, UT 84070

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Apr 27, 2020
Property Address	653 W 100 S, PAYSON, UT 84651-2010
Document Number	0000055368
Instrument Date	Apr 27, 2020
Instrument	55368:2020
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	FIRST AMER OREM CTR STREET

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	653 W 100 S, PAYSON, UT 84651-2010

Mortgage

Document Number	0000055406
Date	Apr 27, 2020
Instrument	55406:2020

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 653 W 100 S was $1,985, up 0.1% from the year before.

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Payson City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$200,695 (-44.7%)	$364,900 (+0.55%) Land $133,200 Building $231,700
2025	$1,985.00 (+0.05%)	$362,900 Land $126,900 Building $236,000	$362,900 Land $126,900 Building $236,000
2024	$1,984.00 (+18.31%)
2023	$1,677.00 (-12.75%)	$171,160	$311,200 Land $109,400 Building $201,800
2022	$1,922.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 653 W 100 S in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2011 · Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 653 W 100 S is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Utah
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAYSON CITY WATER SYSTEM serves 19,000 people · EPA ID UTAH25021
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Utah Broadband Fixed Wireless	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Intellipop, Rise Broadband, T-Mobile, Verizon.

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