653 Turtle Cove Blvd, Rockwall, TX 75087 Property Records

Rockwall County property record for 653 Turtle Cove Blvd, Rockwall, TX 75087

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,547 sqft · built 1992
Lot Size	0.103 acres (4,500 sqft)
Owner	2 Individual Names on File
Last Sale	$258,700 (Nov 2019)
Tax Bill	$4,314 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5187000E0018000R`

Property Details

APN / Parcel Number

Primary APN	`5187000E0018000R`
Alternative APNs	`R27448` `27448`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,547 sqft Living Area
Gross Area	3,347 sqft
1st Floor Area	2,547 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1994
Exterior Material	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,500 sqft (0.103 acres)
Lot Dimensions	90 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	428 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	653 TURTLE COVE BLVD
City	ROCKWALL
State	TX
Zip	75087-5380
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TURTLE COVE, BLOCK E, LOT 18
Legal Subdivision	TURTLE COVE
Legal Block	E
Legal Lot Number	18
Jurisdiction	ROCKWALL TX
Township / Civil Division	NORTHWEST ROCKWALL
Census Block Group	2
Census Block	2013
Census Tract	40303

Owner

653 Turtle Cove Blvd is owned and occupied by two individuals who bought it in November 2019.

Source: Rockwall County records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	653 TURTLE COVE BLVD, ROCKWALL, TX 75087-5380
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage CREDIT UNION OF TEXAS
Nov 4, 2019	Vendor's Lien, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 20, 2018	Warranty Deed, Transfer TITLE SERVICE AND LIAISON COMPANIES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2019 · Amount on File
Deed Sale	Nov 4, 2019 · Amount on File
Prior Sale	Aug 20, 2018
Deed Document Number	201919806
Prior Transfer Date	Nov 1, 2019
Prior Transfer Doc	0000019806
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	653 TURTLE COVE BLVD, ROCKWALL, TX 75087-5380
Transaction Type	Mortgage
Record Updated	Mar 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031944
Date	Nov 23, 2021
Instrument	20210000031944

Lender

Name	CREDIT UNION OF TEXAS
Type	Credit Union
Address	DALLAS, TX 75251

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2036

November 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ROCKWALL TX
Recording Date	Nov 4, 2019
Property Address	653 TURTLE COVE BLVD, ROCKWALL, TX 75087-5380
Document Number	0000019806
Map Reference	CAB B SL 235
Instrument Date	Nov 1, 2019
Instrument	20190000019806
Transaction Type	Transfer
Record Updated	Sep 21, 2021
Title Company	OSN TEXAS

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	653 TURTLE COVE BLVD, ROCKWALL, TX 75087-5380

Mortgage

Document Number	0000019807
Date	Nov 4, 2019
Instrument	20190000019807

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCKWALL TX
Recording Date	Aug 20, 2018
Property Address	653 TURTLE COVE BLVD, ROCKWALL, TX 75087-5380
Document Number	0000014905
Instrument Date	Aug 15, 2018
Instrument	14905
Transaction Type	Transfer
Record Updated	Sep 7, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	405 HOWARD ST #550 SAN FRANCISCO CA 941052999, 550, SAN FRANCISCO, CA 94105-2999
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 653 Turtle Cove Blvd was $4,314 with a homeowner's exemption, down 13.6% from the year before.

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Rockwall County
Municipality	Rockwall City
Unified School District	Rockwall Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$361,000 (-2.08%) Land $138,250 Building $222,750	$361,000 (-2.08%) Land $138,250 Building $222,750
2025	$4,314.00 (-13.63%) Homeowner's exemption	$368,675 Land $166,250 Building $202,425	$368,675 Land $166,250 Building $202,425
2024	$4,995.00 (+16.68%)
2023	$4,281.00 Homeowner's exemption	$398,731 Land $175,000 Building $223,731	$398,731 Land $175,000 Building $223,731
2021	$5,101.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 653 Turtle Cove Blvd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 653 Turtle Cove Blvd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROCKWALL serves 55,250 people · EPA ID TX1990001
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Jul 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Novos Fiber Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Wi-Five Broadband Fixed Wireless	100 / 100
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Hotwire Communications, Nextlink, T-Mobile.

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